Home Improvement Grants in McKinney.

Browse cataloged grants, rebates, loans, and other assistance records for McKinney, TX. Verify each program's current rules, service area, and status.

The McKinney, TX directory shows 30 cataloged resources. Of those, 29 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 29 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 2 veteran-related records, and 14 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants19Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates7Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 30 resources (29 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

McKinney Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance to low- and moderate-income owner-occupants in McKinney. Loan is forgiven ...

Home Repair
Up to $10,000 grant

McKinney Emergency Home Repair Grant

Emergency grant for urgent repairs that threaten health and safety of owner-occupied households in McKinney with incomes...

Emergency
Up to $20,000 grant

McKinney Home Accessibility Modification Program

Grant program providing accessibility modifications for owner-occupied homes in McKinney where a household member has a ...

Seniors & Disability
Up to $15,000 grant

McKinney Senior Home Repair Assistance

Home repair grant specifically for McKinney homeowners age 62 and older with low to moderate income. Provides assistance...

Seniors & Disability
Up to $8,500 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the State of Texas that provides free energy efficiency improvem...

Weatherization
Free lead hazard assessment and remediation

Texas Childhood Lead Poisoning Prevention Program

State-funded lead hazard control program for homes with children under age 6 who have elevated blood lead levels or are ...

Home Repair
Up to $5,000 assistance

Collin County Senior Services Home Repair

Collin County program providing minor home repair and safety modification assistance to low-income seniors age 60 and ol...

Seniors & Disability
Up to $1,500 rebate

Oncor High-Efficiency Heat Pump Rebate

Rebate for installation of qualifying high-efficiency heat pump systems in Oncor service territory, which includes McKin...

Energy
Up to $400 rebate

Oncor Home Insulation Rebate Program

Rebate program for adding attic or wall insulation to existing homes in Oncor service territory. Helps reduce heating an...

Weatherization
Up to $250 rebate

Oncor Weatherization & Air Sealing Rebate

Rebate for comprehensive air sealing and weatherization services including duct sealing and other infiltration reduction...

Weatherization
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for purchase and installation of ENERGY STAR certified smart thermostats that automatically optimize heating and ...

Energy
Up to $3,000 rebate

Oncor Residential Solar Incentive Program

Performance-based solar incentive for residential photovoltaic systems installed in Oncor service territory. Rebate is p...

Solar/Renewable
Up to $5,000 incentive

Oncor Battery Storage Incentive

Incentive for residential battery energy storage systems that can be enrolled in Oncor's demand response program. Batter...

Solar/Renewable
Up to $800 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for residential customers who install qualifying high-efficiency natural gas furnaces. Atmos Energy serves McKinn...

Energy
Up to $300

Atmos Energy Water Heater Rebate

Rebate for installation of high-efficiency natural gas water heaters including tankless models and ENERGY STAR certified...

Energy
Up to $40,000 for rehabilitation

Texas HOME Investment Partnerships Program

Federally funded HOME program administered by the state providing homeowner rehabilitation assistance in eligible Texas ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home for wheelchair accessibilit...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Qualifying disabi...

Veterans
Up to $25,000 loan

Texas Veterans Home Improvement Program

Low-interest loan program for Texas veterans to make home repairs, improvements, and adaptations. Competitive interest r...

Veterans
Additional $10,000 homestead exemption

Collin County Senior Property Tax Exemption

Additional $10,000 homestead exemption for homeowners age 65 or older in Collin County. Once granted, eligible homeowner...

Property Tax Relief
Additional $10,000 homestead exemption

Collin County Disability Property Tax Exemption

Additional $10,000 homestead exemption for homeowners with disabilities as certified by Social Security Administration o...

Property Tax Relief
Up to $5,000 grant

McKinney Sewer Lateral Assistance Program

Financial assistance for income-qualified homeowners to repair or replace failing private sewer lateral lines. Program h...

Home Repair
Up to $2,500 grant

McKinney Water Heater Emergency Replacement

Emergency assistance for low-income homeowners, seniors, and persons with disabilities who have a failed water heater. P...

Emergency
Up to $20,000 forgivable loan

McKinney Foundation Repair Assistance

Assistance for foundation and structural repairs due to expansive clay soil conditions common in North Texas. Forgivable...

Home Repair
Varies by household size, income, and energy costs

Texas CEAP (Comprehensive Energy Assistance Program)

Provides heating and cooling assistance to income-eligible Texas households through local service providers. Includes cr...

Energy

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Local help in McKinney, TX

Organizations that help McKinney homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for McKinney, TX?

The directory includes 29 possible-program records associated with McKinney, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for McKinney classified?

Our classifier labels 19 records as grants, 2 as forgivable loans, and 7 as rebates in McKinney. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in McKinney?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.