Home Improvement Grants in Lorain.

Browse cataloged grants, rebates, loans, and other assistance records for Lorain, OH. Verify each program's current rules, service area, and status.

The Lorain, OH directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Lorain Owner-Occupied Housing Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupied households in Lorain....

Home Repair
Grant up to $10,000

Lorain Emergency Home Repair Program

Provides emergency home repair grants for critical health and safety issues in owner-occupied homes. Income at or below ...

Emergency
Grant up to $15,000

Lorain Home Accessibility Modification Program

Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities. Covers wheelcha...

Seniors & Disability
Free lead hazard removal

Lorain Lead Hazard Abatement Program

HUD-funded program to remove lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...

Home Repair
Grant up to $8,000

Lorain Sewer Lateral Repair Program

Assists low- and moderate-income homeowners with the cost of repairing or replacing failing private sewer laterals. Prog...

Home Repair
Free lead testing and abatement

Ohio Lead Poisoning Prevention Grant

State-funded lead poisoning prevention services including free blood lead testing for children, home lead inspections, a...

Home Repair
Grant up to $15,000

Ohio Housing Trust Fund - Owner Repair

State-funded home repair grants for very low-income homeowners to address critical health and safety issues. Administere...

Home Repair
Up to $500 rebate

FirstEnergy Home Heating and Cooling Rebate

Rebates for FirstEnergy customers in Lorain who install high-efficiency heating and cooling equipment. Includes central ...

Energy
Up to $100 per appliance

FirstEnergy Appliance Rebate Program

Rebates for purchasing ENERGY STAR certified appliances including refrigerators, clothes washers, dishwashers, and dehum...

Energy
Free energy audit plus instant savings items

FirstEnergy Home Energy Audit

Free in-home energy assessment for FirstEnergy customers including installation of LED bulbs, low-flow showerheads, and ...

Weatherization
Up to $800 rebate

Dominion Energy Ohio Heat Pump Rebate

Rebates for Dominion Energy Ohio natural gas customers who install high-efficiency air-source or geothermal heat pumps. ...

Energy
Up to $400 rebate

Dominion Energy Ohio Water Heater Rebate

Rebates for installing high-efficiency natural gas water heaters including tankless, condensing storage, and ENERGY STAR...

Energy
$100 rebate per thermostat

Dominion Energy Ohio Smart Thermostat Rebate

Rebate for purchasing and installing qualifying smart thermostats that control natural gas heating systems. Helps Domini...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas nea...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. Avail...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home for accessibil...

Veterans
Up to $25,000 forgivable loan

HOME Investment Partnerships - Homeowner Rehab

Federally funded HOME program providing forgivable loans for homeowner rehabilitation in Lorain County. Helps low-income...

Home Repair
30% tax credit on system cost

Federal Residential Clean Energy Credit (Solar)

Federal tax credit covering 30% of solar photovoltaic system costs for Lorain homeowners. Includes solar panels, battery...

Solar/Renewable
Up to $27,200 property value exemption

Ohio Homestead Exemption

Property tax exemption for Ohio homeowners age 65+ or permanently disabled. Exempts up to $27,200 of home market value f...

Property Tax Relief
2.5% property tax reduction

Ohio Owner Occupancy Property Tax Credit

Provides a 2.5% property tax reduction for owner-occupied homes in Lorain County. Available to all owner-occupants regar...

Property Tax Relief

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Local help in Lorain, OH

Organizations that help Lorain homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Lorain, OH?

The directory includes 23 possible-program records associated with Lorain, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Lorain classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 5 as rebates in Lorain. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Lorain?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.