Home Improvement Grants in Lima.

Browse cataloged grants, rebates, loans, and other assistance records for Lima, OH. Verify each program's current rules, service area, and status.

The Lima, OH directory shows 24 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,000 in weatherization services

Ohio Home Weatherization Assistance Program (HWAP)

State-administered federal weatherization program providing free energy efficiency improvements to income-qualified hous...

Weatherization
Forgivable loan up to $35,000

Lima Owner-Occupied Housing Rehabilitation Program

CDBG-funded major rehabilitation assistance for owner-occupied homes in Lima city limits. Provides forgivable loans for ...

Home Repair
Up to $10,000 emergency grant

Allen County Emergency Home Repair Program

Emergency repair grant for owner-occupied homes in Allen County facing immediate health or safety hazards. Covers furnac...

Emergency
Free lead abatement services

Ohio Lead-Safe Home Fund

State-funded program to remove lead paint hazards in homes built before 1978 where children under 6 or pregnant women re...

Home Repair
Up to $25,000 low-interest loan

Ohio Housing Finance Agency Repair Program

Low-interest home improvement loan program administered by OHFA for owner-occupants statewide. Offers favorable terms fo...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas near Lima to repair, im...

Home Repair
Up to $3,000 in rebates

AEP Ohio Energy Efficiency Rebates

AEP Ohio residential energy efficiency rebate program for Lima customers. Offers rebates on smart thermostats, insulatio...

Weatherization
Up to $2,500 in rebates

Columbia Gas of Ohio Efficiency Rebates

Columbia Gas efficiency rebate program for residential customers in Lima. Rebates available for high-efficiency furnaces...

Weatherization
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...

Veterans
Up to $30,000 rehabilitation assistance

Allen County HOME Investment Partnerships

HUD HOME-funded homeowner rehabilitation program for income-eligible residents of Allen County. Provides forgivable loan...

Home Repair
Up to $5,000 grant

Lima Senior Home Repair Grant

Grant program for low-income homeowners age 60 and older in Lima to make minor home repairs and accessibility improvemen...

Seniors & Disability
Up to $15,000 for accessibility modifications

Allen County ADA Home Modification Program

Accessibility modification program for Allen County residents with developmental disabilities. Funds wheelchair ramps, a...

Seniors & Disability
Up to $8,000 low-interest loan

Lima Sewer Lateral Repair Assistance

Low-interest loan program to assist Lima homeowners with the cost of repairing or replacing private sewer laterals. Help...

Home Repair
Up to $5,000 in assistance

Lima Water Service Line Replacement Program

City cost-share program to replace lead or galvanized water service lines in Lima. City covers 50% of replacement cost u...

Home Repair
Up to $50,000 financing

Ohio Energy Special Improvement District (ESID)

State-backed PACE-style financing for energy efficiency and renewable energy improvements. Repaid through property tax a...

Solar/Renewable
Purchase solar credits at market rate

AEP Ohio Solar Renewable Energy Credit Program

AEP Ohio purchases Solar Renewable Energy Credits (SRECs) from residential customers who install solar panels. Customers...

Solar/Renewable
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system (including battery storage)....

Solar/Renewable
Up to $14,000 in rebates

Federal High-Efficiency Electric Home Rebate (IRA)

Federal Inflation Reduction Act rebate program for heat pumps, heat pump water heaters, insulation, air sealing, and ele...

Weatherization
25% state tax credit on qualified expenses

Ohio Historic Preservation Tax Credit

State tax credit for substantial rehabilitation of historic buildings in Ohio, including income-producing and owner-occu...

Historic

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Local help in Lima, OH

Organizations that help Lima homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Lima, OH?

The directory includes 20 possible-program records associated with Lima, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Lima classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 2 as rebates in Lima. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Lima?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.