Home Improvement Grants in Laredo.

Browse cataloged grants, rebates, loans, and other assistance records for Laredo, TX. Verify each program's current rules, service area, and status.

The Laredo, TX directory shows 28 cataloged resources. Of those, 27 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 27 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 3 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants20Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 28 resources (27 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

City of Laredo Owner-Occupied Rehabilitation Program

Provides forgivable loans for substantial home repairs to low-income owner-occupants in Laredo city limits. Loan is forg...

Home Repair
Up to $8,000 grant

Laredo Emergency Home Repair Grant

Provides emergency repair grants for very low-income homeowners facing health or safety hazards. Addresses critical issu...

Emergency
Up to $15,000 grant

Laredo Home Accessibility Modification Program

Provides accessibility modifications for low-income seniors and persons with disabilities including wheelchair ramps, gr...

Seniors & Disability
Up to $5,000 grant

Laredo Sewer Lateral Repair Program

Assists qualifying homeowners with repair or replacement of failing sewer lateral lines from the home to the main sewer ...

Home Repair
Up to $8,500 in weatherization

Texas Weatherization Assistance Program (Laredo)

Federal weatherization program administered by TDHCA providing free energy efficiency improvements including insulation,...

Weatherization
Up to $2,000 in rebates

AEP Texas Home Performance Program

Rebate program for comprehensive home energy efficiency improvements identified through a professional energy audit. Cov...

Energy
Up to $750 rebate

AEP Texas HVAC Rebate Program

Cash rebates for installing high-efficiency central air conditioners and heat pumps. Higher rebates for ENERGY STAR® cer...

Energy
Up to $300 rebate

AEP Texas Heat Pump Water Heater Rebate

Rebate for installing an ENERGY STAR® certified heat pump water heater, which uses significantly less electricity than c...

Energy
Up to $85 rebate

AEP Texas Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying ENERGY STAR® smart thermostat that optimizes heating and cooling sched...

Energy
100% property tax exemption on solar value

Texas Solar Property Tax Exemption

Texas law exempts the added home value from solar panel installation from property taxes. The solar equipment's value is...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the total cost of installing a solar energy system on your home, including equipment ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Laredo to repair, improve, or ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers modifications l...

Veterans
Up to $35,000 forgivable loan

Laredo HOME Investment Partnerships Program

Federally funded program providing forgivable loans for owner-occupied rehabilitation and major repairs. Loan forgiven a...

Home Repair
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

State-administered program to identify and remediate lead-based paint hazards in homes built before 1978 with children u...

Home Repair
Up to $30,000 loan/grant combination

Texas Colonia Self-Help Center Program

Provides technical assistance and financial support to low-income colonia residents for self-help construction projects ...

Home Repair
Additional $10,000 homestead exemption

Webb County Senior Property Tax Exemption

Additional $10,000 homestead exemption from property taxes for homeowners age 65 or older in Webb County. Automatically ...

Property Tax Relief
Partial to 100% exemption based on disability

Texas Disabled Veteran Property Tax Exemption

Property tax exemptions for disabled veterans ranging from $5,000 to 100% exemption based on VA disability rating. Veter...

Property Tax Relief
Up to $10,000 grant

Laredo Senior Home Repair Program

Grant program specifically for low-income senior homeowners age 62+ to address critical home repairs including roof leak...

Seniors & Disability
Up to $75,000 for disaster repairs

Texas CDBG Disaster Recovery Program

Federally funded disaster recovery assistance for homeowners affected by presidentially declared disasters. Provides reh...

Disaster
Free weatherization services

AEP Texas LITE-UP Program

Low-income energy efficiency program providing free weatherization services including insulation, air sealing, weather s...

Weatherization
Low-interest loans for water/sewer

Texas Economically Distressed Areas Program (EDAP)

State program providing low-interest loans and financial assistance for water and wastewater services in economically di...

Home Repair
Varies by household need

Texas Home Energy Assistance Program (HEAP)

One-time annual assistance with home energy bills for low-income households, with priority for those with seniors, young...

Energy

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Local help in Laredo, TX

Organizations that help Laredo homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Laredo, TX?

The directory includes 27 possible-program records associated with Laredo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Laredo classified?

Our classifier labels 20 records as grants, 2 as forgivable loans, and 4 as rebates in Laredo. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Laredo?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.