Home Improvement Grants in Lakeland.

Browse cataloged grants, rebates, loans, and other assistance records for Lakeland, TN. Verify each program's current rules, service area, and status.

The Lakeland, TN directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Tennessee Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by THDA to reduce energy costs for low-income households. Services ...

Weatherization
Up to $10,000 grant

THDA Emergency Repair Program

Provides emergency home repair grants for very low-income elderly and disabled homeowners in Tennessee. Covers critical ...

Emergency
Forgivable loan up to $30,000

Shelby County Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in Shelby County. Loan is forgiven after 5 years of continued...

Home Repair
Free lead hazard removal

Shelby County Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes in Shelby County with children under age 6. S...

Home Repair
Up to $3,500 in rebates

Memphis Light, Gas & Water (MLGW) Energy Efficiency Rebates

Rebates for MLGW customers who install qualifying energy-efficient equipment including HVAC systems, heat pumps, water h...

Energy
Up to $1,500 rebate

MLGW Heat Pump Rebate Program

Rebates for MLGW customers who install qualifying high-efficiency heat pump systems. Rebate amounts range from $500 to $...

Energy
Up to $500 rebate

MLGW Water Heater Efficiency Rebate

Rebates for MLGW customers who install high-efficiency gas or electric water heaters. Includes tankless and heat pump wa...

Energy
Up to $3,000 one-time incentive

MLGW Solar Incentive Program

One-time incentive for MLGW customers who install qualifying residential solar photovoltaic systems. Payment based on sy...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes. G...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers modifications...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to adapt a ...

Veterans
Up to $35,000 forgivable loan

Shelby County HOME Rehabilitation Program

Federally funded HOME program providing forgivable loans for substantial home rehabilitation in Shelby County. Covers st...

Home Repair
Up to $15,000 grant

Shelby County ADA Home Modification Program

Grant program for low-income homeowners with disabilities or seniors to make accessibility modifications. Covers wheelch...

Seniors & Disability
Varies by county; typically up to $15,000

Tennessee Septic System Repair Assistance

Assistance for low-income homeowners to repair or replace failing septic systems that pose health hazards. Funding varie...

Home Repair
Tax freeze based on income

Tennessee Property Tax Relief for Seniors

Property tax relief program for Tennessee homeowners age 65+ or totally disabled with income below threshold ($34,270 fo...

Property Tax Relief
Up to $8,000 grant

Shelby County Sewer Lateral Repair Program

Grant program to repair or replace failing sewer laterals for low-income homeowners in areas served by public sewer. Cov...

Home Repair
Up to $5,000 grant

Shelby County Senior Home Repair Grant

Grant program specifically for senior homeowners (60+) to address minor to moderate home repairs that affect health, saf...

Seniors & Disability
Up to $25,000 grant

Tennessee Emergency Home Repair (Disaster Recovery)

Emergency repair grants activated by THDA following federally declared disasters. Provides funding for uninsured or unde...

Disaster
Varies; typically $300-$600

Tennessee LIHEAP (Low Income Home Energy Assistance)

Federally funded program providing assistance with home heating and cooling costs for low-income households. Includes cr...

Energy
Varies; utility bill assistance

MLGW Project HELP (Home Energy Lift Program)

MLGW's charitable program providing utility bill assistance to qualifying low-income customers facing disconnection or u...

Energy

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Local help in Lakeland, TN

Organizations that help Lakeland homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Lakeland, TN?

The directory includes 23 possible-program records associated with Lakeland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Lakeland classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 3 as rebates in Lakeland. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Lakeland?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.