Home Improvement Grants in Chattanooga.
Browse cataloged grants, rebates, loans, and other assistance records for Chattanooga, TN. Verify each program's current rules, service area, and status.
The Chattanooga, TN directory shows 30 cataloged resources. Of those, 26 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 26 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 17 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Habitat Chattanooga Critical Home Repair Program
Habitat Chattanooga's Critical Home Repair Program serves owner-occupants age 60 or older within Chattanooga city limits...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Chattanooga Owner-Occupied Rehabilitation Program
Provides forgivable loans for major home repairs to income-qualified owner-occupants in Chattanooga. Loan is forgiven af...
Chattanooga Emergency Home Repair Grant
Provides emergency grants for urgent home repairs that pose immediate threats to health and safety for very low-income h...
Chattanooga Accessibility Modification Program
Provides grants for accessibility modifications to homes occupied by persons with disabilities in Chattanooga. Modificat...
Chattanooga Senior Home Repair Program
Provides home repair grants specifically for senior homeowners age 62 and older in Chattanooga. Covers essential repairs...
Chattanooga Water Lateral Assistance Program
Provides financial assistance to income-qualified homeowners for repair or replacement of private water service laterals...
Chattanooga Sewer Lateral Repair Program
Provides low-interest loans to homeowners for repair or replacement of private sewer laterals. Available to all income l...
Tennessee Weatherization Assistance Program (WAP)
Federally funded program providing free weatherization services to low-income households in Hamilton County. Services in...
THDA Emergency Repair Program
State-funded emergency repair grants for very low-income homeowners facing urgent health and safety issues. Administered...
THDA Homeownership Repair Program
Low-interest deferred loans for major home repairs to income-qualified homeowners in Tennessee. Interest and payment def...
EPB Heat Pump Rebate Program
Rebate for installation of qualifying high-efficiency heat pumps in EPB service territory. Helps reduce energy costs and...
EPB Insulation and Air Sealing Rebate
Rebate for qualifying insulation and air sealing improvements in EPB service territory. Reduces energy waste and improve...
EPB Water Heater Rebate
Rebate for installation of high-efficiency electric or heat pump water heaters in EPB service territory. Heat pump water...
EPB Smart Thermostat Rebate
Rebate for purchase and installation of qualifying smart thermostats in EPB service territory. Smart thermostats optimiz...
EPB Solar Share Program
EPB's solar program allows customers to subscribe to community solar or install private solar systems with net metering....
TVA Home Uplift Program
TVA-funded program providing comprehensive energy efficiency upgrades to income-qualified homeowners in EPB service terr...
Tennessee Lead-Based Paint Hazard Control Program
State-administered program to reduce lead-based paint hazards in pre-1978 homes with children under 6 years old. Service...
USDA Section 504 Home Repair Loan
Low-interest loans up to $40,000 for repairs to make homes safe and sanitary in eligible rural areas near Chattanooga. A...
USDA Section 504 Home Repair Grant
Grants up to $10,000 for very low-income senior homeowners age 62+ in eligible rural areas to remove health and safety h...
VA Specially Adapted Housing (SAH) Grant
Grants to help veterans with certain service-connected disabilities purchase or modify a home to meet their accessibilit...
VA Special Housing Adaptation (SHA) Grant
Grants to help veterans with certain service-connected disabilities adapt a home to meet their accessibility needs. Avai...
Hamilton County HOME Program
Federal HOME Investment Partnerships Program funds administered by Hamilton County for owner-occupied rehabilitation. Fo...
Tennessee CDBG Disaster Recovery Program
State-administered disaster recovery assistance for unmet needs after federally declared disasters. Provides grants for ...
Tennessee Hardest Hit Fund
Assistance for homeowners facing foreclosure due to unemployment or underemployment. Provides funds to bring mortgages c...
Tennessee State Historic Preservation Tax Credit
State tax credit equal to 25% of qualified rehabilitation expenditures for certified historic structures in Tennessee. C...
Low Income Home Energy Assistance Program (LIHEAP)
Federally funded program providing assistance with home energy bills for low-income households in Hamilton County. Helps...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Chattanooga
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