Home Improvement Grants in Kokomo.

Browse cataloged grants, rebates, loans, and other assistance records for Kokomo, IN. Verify each program's current rules, service area, and status.

The Kokomo, IN directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

Kokomo Owner-Occupied Rehabilitation Program

Provides major home repairs for low-income owner-occupied households in Kokomo. Loan is forgiven after 5 years of contin...

Home Repair
Up to $7,500 grant

Kokomo Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in Kokomo with income at or below 50% AMI. Covers items po...

Emergency
Up to $15,000 grant

Kokomo ADA Accessibility Modification Program

Provides home modifications for disabled or elderly owner-occupants in Kokomo to improve accessibility and independent l...

Seniors & Disability
Up to $5,000 grant

Kokomo Sewer Lateral Replacement Program

Provides assistance to low-income homeowners in Kokomo for repair or replacement of failing sewer lateral lines from the...

Home Repair
Up to $8,000 in weatherization services

Indiana Weatherization Assistance Program (WAP)

Federal weatherization program administered through Indiana IHCDA to reduce energy costs for low-income households. Serv...

Weatherization
Up to $10,000 grant

IHCDA Home Repair Grant

State-funded home repair grants for low-income Indiana homeowners to address critical health and safety issues. Administ...

Home Repair
Free lead hazard removal

Indiana Lead Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in qualifying Indiana homes built before 1978 with children under ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants

Grants for very low-income homeowners age 62+ in eligible rural areas near Kokomo to remove health and safety hazards or...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans

Low-interest loans for very low-income homeowners in eligible rural areas near Kokomo to repair, improve, or modernize h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to accommodate their disability. For veterans wh...

Veterans
Up to $850 rebate

Duke Energy HVAC Rebate Program

Rebates for Duke Energy customers in Kokomo who install qualifying high-efficiency central air conditioners, heat pumps,...

Energy
Up to $600 rebate

Duke Energy Heat Pump Water Heater Rebate

Rebates for Duke Energy customers in Kokomo who install qualifying heat pump water heaters with a Uniform Energy Factor ...

Energy
Up to $250 rebate

Duke Energy Insulation Rebate

Rebates for Duke Energy customers in Kokomo who add qualifying insulation to their attics, walls, or crawlspaces to impr...

Weatherization
$100 rebate

Duke Energy Smart Thermostat Rebate

Rebate for Duke Energy customers in Kokomo who purchase and install qualifying smart or programmable thermostats. Smart ...

Energy
Free assessment plus instant rebates

Duke Energy Free Home Energy Assessment

Free in-home energy assessment for Duke Energy customers in Kokomo. Includes installation of free LED bulbs, advanced po...

Energy
Free energy efficiency upgrades

Duke Energy Income-Qualified Home Energy Savings

Enhanced energy efficiency program for income-qualified Duke Energy customers in Kokomo. May include free insulation, ai...

Weatherization
30% of installation cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for homeowners in Kokomo who install solar photovoltaic systems. Credit equals 30% of total installat...

Solar/Renewable
Up to $12,480 assessed value exemption

Indiana Senior Property Tax Exemption

Property tax deduction for Indiana homeowners age 65 or older with total household income of $30,000 or less. Reduces as...

Property Tax Relief
Up to $12,480 assessed value exemption

Indiana Disability Property Tax Exemption

Property tax deduction for Indiana homeowners with a qualifying disability and total household income of $30,000 or less...

Property Tax Relief
Defer property taxes with 3% annual interest

Indiana Property Tax Deferral Program

Allows Indiana homeowners age 65 or older to defer property tax payments until the property is sold or transferred. Annu...

Property Tax Relief

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Local help in Kokomo, IN

Organizations that help Kokomo homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Kokomo, IN?

The directory includes 24 possible-program records associated with Kokomo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Kokomo classified?

Our classifier labels 18 records as grants, 1 as forgivable loans, and 4 as rebates in Kokomo. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Kokomo?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.