Home Improvement Grants in Kettering.
Browse cataloged grants, rebates, loans, and other assistance records for Kettering, OH. Verify each program's current rules, service area, and status.
The Kettering, OH directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 16 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Kettering Emergency Home Repair Grant
Provides emergency home repair grants for owner-occupied households in Kettering with income at or below 50% AMI. Covers...
Kettering Owner-Occupied Rehabilitation Program
Provides major home rehabilitation for owner-occupied households in Kettering with income at or below 80% AMI. Loan is f...
Kettering Accessibility Modification Grant
Provides accessibility modifications for owner-occupied homes in Kettering where a household member has a documented dis...
Montgomery County Lead Hazard Control Program
HUD-funded program to reduce lead-based paint hazards in Montgomery County homes built before 1978 with children under 6...
Ohio Home Weatherization Assistance Program (WAP)
Federally funded program providing comprehensive home weatherization services to low-income households at or below 200% ...
Ohio Housing Finance Agency Single-Family Rehab Loan
Low-interest home improvement loan available through OHFA-approved lenders for homeowners with income up to 115% AMI. Ca...
AES Ohio HVAC Efficiency Rebate
Rebates for AES Ohio residential customers who install qualifying high-efficiency air conditioners, heat pumps, or furna...
AES Ohio Heat Pump Water Heater Rebate
Rebate for AES Ohio residential customers who install ENERGY STAR certified heat pump water heaters. Rebate of $500 avai...
AES Ohio Home Insulation Rebate
Rebates for AES Ohio customers who add insulation and air sealing to their homes. Rebates of up to $450 available based ...
AES Ohio Smart Thermostat Rebate
Rebate for AES Ohio customers who purchase and install qualifying ENERGY STAR certified smart thermostats. Rebate of $10...
Ohio Solar Renewable Energy Credits (SRECs)
Ohio homeowners who install solar PV systems can earn Solar Renewable Energy Credits (SRECs) for electricity generated. ...
Federal Residential Solar Tax Credit (ITC)
Federal tax credit equal to 30% of the cost of installing a solar energy system, including equipment, labor, and permitt...
Federal Energy Efficient Home Improvement Credit
Federal tax credit covering 30% of costs for qualifying energy-efficient home improvements including windows ($600 max),...
USDA Section 504 Home Repair Loan & Grant
Low-interest loans (1% fixed) up to $27,500 and grants up to $10,000 for very low-income homeowners in rural areas to re...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers cos...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt an existing home for accessibility. Covers modif...
Montgomery County Senior Home Repair Program
Emergency home repair grants for Montgomery County residents age 60+ with income at or below 80% AMI. Covers critical he...
Ohio Homestead Exemption
Property tax reduction for Ohio homeowners age 65+ or permanently and totally disabled. Exempts up to $27,200 of home va...
Ohio Owner Occupancy Tax Credit
Property tax credit for owner-occupied homes in Ohio. Reduces property tax bill by 2.5% for primary residences. Availabl...
Kettering Sanitary Sewer Lateral Assistance
Low-interest loan program to help Kettering homeowners repair or replace failing sanitary sewer laterals from the home t...
Ohio Historic Preservation Tax Credit
Combined state and federal tax credits totaling up to 45% of qualified rehabilitation expenses for owner-occupied histor...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Kettering
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