Texas Over-65 & Disabled Person Property Tax Exemption
Texas Comptroller / Harris Central Appraisal District (HCAD)
About This Program
The Grant Map catalogs Texas Over-65 & Disabled Person Property Tax Exemption in its Houston, TX research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Texans age 65 or older, or those with a qualifying disability, receive an additional $60,000 school district property tax exemption on top of the standard homestead exemption, plus a school tax ceiling (freeze) that prevents school taxes from increasing. Harris County offers an additional $10,000 exemption for seniors/disabled. Property taxes on the homestead may be deferred entirely until the property is sold.
Additional $60,000 exemption at ~2.2% = ~$1,320 additional savings; plus tax ceiling locks school taxes at current level for life.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Houston, TX, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Houston Single-Family Home Repair Program Varies by repair scope
- City of Houston Homebuyer Assistance Program (HAP) Up to $50,000 in down payment and closing cost assistance
- Houston Lead-Based Paint Hazard Control Program Funded per HUD Lead Hazard Reduction grants
- Harris County Home Repair Program Up to $20,000 for minor repairs (seniors/disabled only)
Key Details
- Must be 65+ or have qualifying disability as of January 1
- Additional $60,000 school district exemption on top of $100,000 homestead exemption
- School property tax freeze, never increases once cap is established
- Harris County adds $10,000 extra exemption for seniors/disabled
- Option to defer all property taxes until home is sold
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Houston.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Documentation of disability (award letter or a physician's statement) if the program is disability-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: April 30
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Frequently asked questions
What audience tags are recorded for Texas Over-65 & Disabled Person Property Tax Exemption in Houston?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Texas Over-65 & Disabled Person Property Tax Exemption in Houston, TX?
Confirm the application route directly with Texas Comptroller / Harris Central Appraisal District (HCAD); use the cited source on this page as a starting point or call 713-578-2000. Confirm any fee or cost with the administrator. Deadline: April 30.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Houston, TX
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs