Home Improvement Grants in Germantown.

Browse cataloged grants, rebates, loans, and other assistance records for Germantown, TN. Verify each program's current rules, service area, and status.

The Germantown, TN directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 per household

Tennessee Weatherization Assistance Program

Federally-funded program that provides free weatherization services to income-qualified Tennessee households. Services i...

Weatherization
Free lead hazard removal

Tennessee Lead Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes occupied by families with childr...

Home Repair
Up to $1,500 in rebates

MLGW EnergyWyze Residential Rebates

Memphis Light, Gas and Water offers rebates for energy-efficient home improvements including high-efficiency HVAC system...

Energy
Up to $600 rebate

MLGW Heat Pump Rebate Program

Rebate for installation of qualifying high-efficiency electric heat pumps. Systems must meet minimum SEER2 and HSPF2 rat...

Energy
Up to $300 rebate

MLGW Water Heater Rebate

Rebate for replacement of existing electric or gas water heaters with high-efficiency models or heat pump water heaters....

Energy
Up to $30,000 forgivable loan

Germantown Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans to low- and moderate-income homeowners for major home repairs and rehabil...

Home Repair
Up to $8,500 grant

Germantown Emergency Home Repair Grant

Grant program for emergency repairs that pose immediate health and safety threats to very low-income homeowners in Germa...

Emergency
Up to $15,000 grant

Germantown Accessibility Modification Grant

Grant program to fund accessibility modifications for Germantown homeowners with disabilities or senior residents. Modif...

Seniors & Disability
Up to $5,000 grant

Germantown Senior Home Repair Program

Grant program for minor home repairs and safety improvements for senior homeowners age 62 and older in Germantown. Cover...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or mod...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, purchase, or modify a home to accommodate their...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to meet...

Veterans
Monthly bill assistance

MLGW HELPS Program

MLGW's HELPS program provides reduced utility rates and payment assistance to income-qualified residential customers. Qu...

Energy
Up to $5,000 grant

Shelby County Sewer Line Repair Assistance

Cost-share program to assist Shelby County homeowners with repair or replacement of private sewer lateral lines. Program...

Home Repair
Varies by project

Tennessee Historical Commission Grant Program

Matching grants for rehabilitation and preservation of properties listed on the National Register of Historic Places. Fu...

Historic
Loan amount based on property value

FHA 203(k) Rehabilitation Mortgage

FHA mortgage program that enables homebuyers and homeowners to finance both the purchase (or refinance) of a house and t...

Home Repair
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy-efficient home improvements including windows, doors, insulation, heat pumps, and HVAC sys...

Energy
30% of system cost

Federal Residential Solar Tax Credit

Federal tax credit covering 30% of the cost of installing solar energy systems, including solar panels and battery stora...

Solar/Renewable
Up to $25,000 per unit

Tennessee HOME Investment Partnership

Federal HOME funds administered by THDA for owner-occupied housing rehabilitation. Provides grants or forgivable loans t...

Home Repair
Up to $600 emergency assistance

Tennessee LIHEAP Crisis Assistance

Emergency energy assistance for low-income households facing heating or cooling crisis situations such as utility shut-o...

Energy

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Local help in Germantown, TN

Organizations that help Germantown homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Germantown, TN?

The directory includes 23 possible-program records associated with Germantown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Germantown classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 3 as rebates in Germantown. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Germantown?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.