Home Improvement Grants in Gary.
Browse cataloged grants, rebates, loans, and other assistance records for Gary, IN. Verify each program's current rules, service area, and status.
The Gary, IN directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 19 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 2 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
City of Gary Owner-Occupied Rehabilitation Program
CDBG-funded forgivable loan program for major home repairs for low-income owner-occupied households in Gary. Loan is for...
City of Gary Emergency Home Repair Program
Provides emergency grants for urgent health and safety repairs for very low-income owner-occupied homes in Gary. Priorit...
City of Gary Accessibility Modification Program
Provides grants for accessibility modifications such as wheelchair ramps, widened doorways, accessible bathrooms, and ha...
City of Gary Lead-Based Paint Hazard Control
HUD-funded program to eliminate lead-based paint hazards in Gary homes built before 1978 where children under age 6 resi...
City of Gary Sewer Lateral Repair Program
Provides grants to low-income homeowners in Gary for repair or replacement of failing private sewer lateral lines from t...
Indiana Weatherization Assistance Program (WAP)
Federally funded program administered through Lake County Economic Development Corporation providing comprehensive home ...
Indiana Housing & Community Development Authority Rehab Loan
Low-interest home improvement loan for Indiana homeowners at or below 120% AMI. Offers competitive fixed rates and flexi...
NIPSCO Home Energy Rebate Program
NIPSCO offers rebates for natural gas customers who install qualifying high-efficiency furnaces, water heaters, programm...
NIPSCO Heat Pump Rebate
Rebate for NIPSCO electric customers who install qualifying ENERGY STAR certified air source or geothermal heat pumps. R...
NIPSCO Income-Qualified Energy Efficiency Program
Enhanced energy efficiency program for low-income NIPSCO customers providing free home energy audits and installation of...
Indiana Renewable Energy Property Tax Deduction
Indiana homeowners who install renewable energy systems such as solar panels can qualify for a complete property tax ded...
Lake County Senior Home Repair Grant
Provides grants to Lake County residents age 60+ for minor home repairs that allow seniors to age in place safely. Prior...
USDA Section 504 Home Repair Program
Very low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or moderni...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt a home to meet disability-related needs. Available to v...
Indiana Energy Assistance Program (LIHEAP)
Federal Low Income Home Energy Assistance Program (LIHEAP) helps low-income Indiana households with heating and cooling ...
Indiana Homestead Standard Deduction
Indiana homeowners who occupy their home as their principal residence can receive a standard deduction reducing the asse...
Indiana Property Tax Cap
Indiana's constitutional property tax cap limits property taxes on owner-occupied homes to 1% of assessed value. Caps ar...
Indiana Disabled Veterans Property Tax Deduction
Disabled veterans with a service-connected disability rating of at least 10% may receive property tax deductions ranging...
Indiana Over Age 65 Property Tax Deduction
Indiana homeowners age 65 or older may receive an additional property tax deduction of up to $14,000 from the assessed v...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Gary
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