Home Improvement Grants in Garden City.

Browse cataloged grants, rebates, loans, and other assistance records for Garden City, MI. Verify each program's current rules, service area, and status.

The Garden City, MI directory shows 26 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

Swipe horizontally or use the arrow keys to review every column.

Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates7Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.

1
Filter
Tell us about you
2
Browse
See matching programs
Or filter by your situation
Showing all 26 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 forgivable loan

Garden City Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for owner-occupied homes in Garden City. Loan is forgiven after 5 yea...

Home Repair
Up to $7,500 grant

Garden City Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households with immediate health and safety threats. Income at ...

Emergency
Up to $15,000 grant

Garden City Home Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Garden City where a household member has a documented d...

Seniors & Disability
Up to $10,000 grant

Garden City Senior Home Repair Program

Provides home repair grants for senior homeowners age 62 and older in Garden City. Grant covers necessary repairs to mai...

Seniors & Disability
Up to $5,000 grant

Garden City Water and Sewer Lateral Repair Program

Provides financial assistance for repair or replacement of water and sewer laterals for income-qualified Garden City hom...

Home Repair
Up to $8,000 in weatherization services

Michigan State Weatherization Assistance Program (WAP)

Federally funded program administered by Michigan DHHS to improve home energy efficiency for income-qualified households...

Weatherization
Up to $25,000 loan

Michigan State Housing Development Authority Home Improvement Loan

Low-interest home improvement loan for Michigan homeowners at or below 120% AMI. Covers essential repairs and accessibil...

Home Repair
Free lead hazard removal

Michigan Childhood Lead Poisoning Prevention Program

Provides free lead hazard investigation and abatement for Michigan homes where a child under 6 has an elevated blood lea...

Home Repair
Up to $50,000 loan

MI Saves Home Energy Loan

Statewide green bank offering low-interest loans for energy efficiency and renewable energy improvements in Michigan hom...

Energy
Free or $100 rebate

DTE Energy Home Energy Analysis

Free or low-cost comprehensive home energy audit for DTE electric customers in Garden City. Includes assessment of insul...

Energy
Up to $400 rebate

DTE Energy Home Insulation Rebate

Rebate for DTE electric customers who add insulation to their attic or walls. Must complete a Home Energy Analysis first...

Weatherization
Up to $350 rebate

DTE Energy Central Air Conditioning Rebate

Rebate for DTE electric customers who install a new high-efficiency central air conditioner. Must be ENERGY STAR certifi...

Energy
Up to $500 rebate

DTE Energy Electric Heat Pump Rebate

Rebate for DTE electric customers who install an air-source heat pump for heating and cooling. Must be ENERGY STAR certi...

Energy
Up to $450 rebate

DTE Energy Electric Water Heater Rebate

Rebate for DTE electric customers who install a new electric heat pump water heater. Must be ENERGY STAR certified. Reba...

Energy
Up to $125 rebate

DTE Energy Smart Thermostat Rebate

Rebate for DTE electric customers who purchase and install a qualifying smart thermostat. Must be ENERGY STAR certified ...

Energy
Net metering credits

DTE Energy Distributed Generation Program

Program for DTE electric customers who install rooftop solar panels. Provides net metering credits for excess electricit...

Solar/Renewable
Up to $400 rebate

Consumers Energy High-Efficiency Furnace Rebate

Rebate for Consumers Energy natural gas customers who install a high-efficiency furnace with AFUE rating of 95% or highe...

Energy
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit (25C)

Federal tax credit for energy-efficient home improvements including windows, doors, insulation, HVAC systems, and home e...

Energy
30% tax credit, no limit

Federal Residential Clean Energy Credit (25D)

Federal tax credit for residential solar panels, battery storage, and geothermal heat pumps. Credit is 30% of total syst...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan and Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify an existing home to accommodate their disabilit...

Veterans

Build a funding plan

Pick a project to screen resources and see what still needs verification.

Refine for your household (optional)

Answers stay in this browser and are sent when you request screening.

Contractor listings in Garden City

Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.

No contractors listed yet, be the first in this market.

Request a local contractor match

Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.

Request city program-change alerts

Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

Know a grant or program we are missing? Suggest it

Local help in Garden City, MI

Organizations that help Garden City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Garden City, MI?

The directory includes 21 possible-program records associated with Garden City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Garden City classified?

Our classifier labels 12 records as grants, 1 as forgivable loans, and 7 as rebates in Garden City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Garden City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.