Home Improvement Grants in Gallatin.

Browse cataloged grants, rebates, loans, and other assistance records for Gallatin, TN. Verify each program's current rules, service area, and status.

The Gallatin, TN directory shows 22 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Gallatin Owner-Occupied Rehabilitation Program

Provides major rehabilitation assistance for low-income homeowners in Gallatin. Loan is forgiven after 5 years of contin...

Home Repair
Grant up to $10,000

Gallatin Senior Home Repair Grant

Provides emergency and critical home repairs for senior homeowners age 62+ in Gallatin with income at or below 50% AMI. ...

Seniors & Disability
Grant up to $15,000

Gallatin ADA Home Accessibility Program

Provides accessibility modifications for homeowners with disabilities in Gallatin. Grant covers wheelchair ramps, bathro...

Seniors & Disability
Assistance up to $5,000

Gallatin Sewer Lateral Repair Program

Assists homeowners with repair or replacement of failing sewer lateral lines from the home to the public main. City cove...

Home Repair
Up to $8,500 in weatherization services

Tennessee Weatherization Assistance Program

Federally-funded weatherization services for income-eligible Tennessee households administered through Upper Cumberland ...

Weatherization
Free lead hazard removal

Tennessee Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes occupied by or regularly visited...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income homeowners to repair, improve, or modernize their homes or grants to elderl...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Available for veterans who ...

Veterans
Up to $500 rebate

TVA Heat Pump Rebate (via MLGW)

Rebate for installation of qualifying high-efficiency heat pump systems. Available to residential customers of TVA-serve...

Energy
Up to $750 rebate

TVA Heat Pump Water Heater Rebate

Rebate for installation of ENERGY STAR certified heat pump water heaters. Available to residential customers of TVA-serv...

Energy
Up to $10,000 in services

TVA Home Uplift Program

Comprehensive energy efficiency and health/safety upgrades for income-qualified homeowners served by TVA-partnered utili...

Weatherization
Subsidized evaluation ($150-$250 value)

TVA eScore Home Energy Evaluation

Comprehensive home energy evaluation performed by certified professionals. Identifies energy-saving opportunities and pr...

Weatherization
30% federal tax credit

Tennessee Solar Tax Credit & Federal ITC

Federal Investment Tax Credit (ITC) covers 30% of solar installation costs including equipment and labor through 2032. T...

Solar/Renewable
Credit for excess solar generation

Middle Tennessee EMC Net Metering

Net metering program allows solar customers to receive credit for excess electricity generated and sent back to the grid...

Solar/Renewable
Varies by income and assessment

Tennessee Property Tax Relief for Disabled

State-funded property tax relief for totally and permanently disabled homeowners with annual income of $33,900 or less (...

Property Tax Relief
Varies by income

Tennessee Homeowner Tax Relief

State-funded property tax relief for homeowners with annual income of $39,300 or less (2024 limit). Available regardless...

Property Tax Relief
Varies by disaster declaration

Tennessee Emergency Management Disaster Recovery

State disaster recovery assistance activated when federal or state disaster is declared. Provides grants and low-interes...

Disaster

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Local help in Gallatin, TN

Organizations that help Gallatin homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Gallatin, TN?

The directory includes 21 possible-program records associated with Gallatin, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Gallatin classified?

Our classifier labels 16 records as grants, 1 as forgivable loans, and 3 as rebates in Gallatin. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Gallatin?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.