Home Improvement Grants in Gainesville.
Browse cataloged grants, rebates, loans, and other assistance records for Gainesville, TX. Verify each program's current rules, service area, and status.
The Gainesville, TX directory shows 26 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 16 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 6 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Texas Weatherization Assistance Program (WAP)
Federally-funded program administered by TDHCA providing free weatherization services to income-eligible Texas household...
Texas TDHCA Owner-Occupied Housing Assistance
State-funded home repair program for very low-income homeowners in rural Texas areas. Provides grants for critical healt...
USDA Section 504 Home Repair Loan
Low-interest loans (1% fixed) for very low-income homeowners in rural areas to repair, improve, or modernize their homes...
USDA Section 504 Home Repair Grant
Grants up to $10,000 for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Grant do...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Cover...
Cooke County ADA Home Accessibility Program
Provides grants for owner-occupants with disabilities to make accessibility modifications to their homes. Covers wheelch...
Oncor Home Performance with ENERGY STAR®
Rebates for comprehensive whole-home energy upgrades performed by participating contractors. Includes insulation, air se...
Oncor A/C Tune-Up Rebate
Rebate for professional air conditioning tune-up by a participating contractor. Improves system efficiency and performan...
Oncor Smart Thermostat Rebate
Rebate for purchase and installation of qualifying smart thermostats. Helps reduce cooling and heating costs through aut...
Atmos Energy High-Efficiency Furnace Rebate
Rebate for purchasing and installing a qualifying high-efficiency natural gas furnace (95% AFUE or greater). Available t...
Atmos Energy Tankless Water Heater Rebate
Rebate for purchasing and installing a qualifying tankless natural gas water heater with Energy Factor of 0.82 or greate...
Federal Residential Solar Tax Credit (ITC)
Federal tax credit covering 30% of the cost of installing a residential solar energy system. Applies to solar panels, in...
Texas Lead-Based Paint Hazard Reduction Program
Provides lead hazard reduction services for pre-1978 homes with children under 6 years old. Services include lead paint ...
Cooke County Senior Property Tax Exemption
Additional homestead exemption of at least $10,000 for homeowners age 65 or older in Cooke County. Reduces the taxable v...
Cooke County Disability Property Tax Exemption
Additional homestead exemption for homeowners receiving 100% disability from Social Security or who qualify under Texas ...
Texas HOME Investment Partnerships Program
Federal HOME funds administered by TDHCA for owner-occupied rehabilitation. Provides grants and forgivable loans to low-...
City of Gainesville Sewer Lateral Assistance
Provides financial assistance to low-income homeowners for repair or replacement of failing sewer lateral lines from the...
Cooke County Senior Home Repair Grant
Emergency home repair grants for low-income seniors age 60+ in Cooke County. Covers critical health and safety repairs t...
Texas General Land Office Disaster Recovery
Community Development Block Grant Disaster Recovery (CDBG-DR) funds for homeowners affected by federally-declared disast...
Oncor Electric Heat Pump Rebate
Rebate for installation of high-efficiency electric heat pump systems. Amount varies by system SEER rating (15-18+ SEER)...
City of Gainesville Water Line Repair Program
Financial assistance for low-income homeowners to repair or replace failing water service lines from the meter to the ho...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in Gainesville
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