Home Improvement Grants in Ferndale.

Browse cataloged grants, rebates, loans, and other assistance records for Ferndale, MI. Verify each program's current rules, service area, and status.

The Ferndale, MI directory shows 26 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $7,500 per home

Michigan Weatherization Assistance Program (MI-WAP)

Federally funded weatherization program administered through Oakland County to improve energy efficiency in income-eligi...

Weatherization
Free lead hazard abatement

Michigan Childhood Lead Poisoning Prevention Program

State-funded lead hazard control for homes where a child under 6 has elevated blood lead levels. Services include lead i...

Home Repair
Forgivable loan up to $30,000

Ferndale Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs for income-eligible homeowners in Ferndale. Loan is forgiven ...

Home Repair
Up to $10,000 grant

Ferndale Emergency Home Repair Grant

Provides emergency home repair grants for urgent health and safety issues in owner-occupied homes. Priority given to sen...

Emergency
Up to $15,000 grant

Ferndale ADA Accessibility Modification Program

CDBG-funded grant for accessibility modifications in owner-occupied homes where a resident has a documented disability. ...

Seniors & Disability
Up to $5,000 grant

Oakland County Senior Home Repair Program

Oakland County program providing minor home repairs and safety modifications for homeowners age 60 and older. Covers sma...

Seniors & Disability
Free analysis + up to $500 in instant rebates

DTE Energy Home Energy Analysis

Free in-home energy assessment provided by DTE Energy. Includes instant installation of LEDs, low-flow showerheads, fauc...

Energy
Up to $500 per appliance

DTE Energy Appliance Rebate Program

Rebates for purchase of ENERGY STAR certified appliances and equipment. Includes rebates for heat pump water heaters, sm...

Energy
Up to $1,500 per system

DTE Energy HVAC Rebate Program

Rebates for installation of high-efficiency heating and cooling systems including air source heat pumps, central air con...

Energy
Up to $1,200 for insulation

Consumers Energy Home Insulation Rebate

Rebates for adding insulation to attics, walls, and crawl spaces. Also covers air sealing improvements. Available to Con...

Weatherization
Free comprehensive weatherization

DTE Energy Income-Qualified Weatherization

Comprehensive weatherization services at no cost for income-eligible DTE electric customers. Includes insulation, air se...

Weatherization
Up to $40,000 deferred loan

Michigan HOME Investment Partnerships (HOME) Rehabilitation

Federally funded HOME program providing deferred-payment loans for substantial rehabilitation of owner-occupied homes. L...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program offering grants up to $10,000 for seniors 62+ and low-interest loans up to $27,500 for very-low-income h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate t...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home where they will ...

Veterans
Deferred property taxes

Michigan Property Tax Deferment for Seniors

Michigan program allowing homeowners age 62+ with household income under $40,000 to defer property tax payments. Deferre...

Property Tax Relief
Up to $1,500 tax credit

Michigan Homestead Property Tax Credit

Michigan refundable income tax credit for homeowners and renters whose property taxes or rent exceed a certain percentag...

Property Tax Relief
Up to $1,200 tax credit

Michigan Home Heating Credit

Refundable Michigan income tax credit to help low-income households pay heating costs. Available to homeowners and rente...

Energy
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Covers solar panels, batte...

Solar/Renewable
Bill credits for excess generation

DTE Energy Distributed Generation (Solar Net Metering)

Net metering program allowing DTE customers with solar panels to receive bill credits for excess electricity sent back t...

Solar/Renewable
Up to $7,500 grant

Oakland County Water Resources Water & Sewer Lateral Assistance

Oakland County program providing grants for water and sewer lateral repairs for income-eligible homeowners. Covers emerg...

Home Repair
50% match up to $5,000

Ferndale Façade Improvement Program

Matching grant program for exterior improvements to properties in Ferndale's downtown districts. Covers façade restorati...

Home Repair

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Local help in Ferndale, MI

Organizations that help Ferndale homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Ferndale, MI?

The directory includes 23 possible-program records associated with Ferndale, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Ferndale classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 4 as rebates in Ferndale. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Ferndale?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.