Home Improvement Grants in Elkhart.

Browse cataloged grants, rebates, loans, and other assistance records for Elkhart, IN. Verify each program's current rules, service area, and status.

The Elkhart, IN directory shows 24 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

Elkhart CDBG Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for low-income owner-occupied households in Elkhart city limits. Loan...

Home Repair
Up to $7,500 grant

Elkhart Emergency Home Repair Grant

Provides emergency repairs for immediate threats to health and safety in owner-occupied homes in Elkhart. Covers urgent ...

Emergency
Up to $15,000 grant

Elkhart Accessibility Modification Program

Grant funding for ADA accessibility modifications to owner-occupied homes in Elkhart for residents with disabilities. Co...

Seniors & Disability
Free lead hazard removal

Elkhart Lead Hazard Reduction Program

Free lead-based paint hazard assessment and remediation for homes built before 1978 in Elkhart County with children unde...

Home Repair
Up to $8,000 in weatherization

Indiana Weatherization Assistance Program (WAP)

Federally-funded program administered by Indiana providing free weatherization services including insulation, air sealin...

Weatherization
Up to $10,000 grant

Indiana IHCDA Home Repair Program

State-funded grant program for essential home repairs for low-income homeowners in Indiana. Covers repairs necessary to ...

Home Repair
Up to $600 rebate

NIPSCO High-Efficiency Furnace Rebate

Cash rebate from NIPSCO for installation of qualifying high-efficiency natural gas furnaces. Rebate amount varies by fur...

Energy
Up to $200 rebate

NIPSCO Water Heater Rebate

Cash rebate for installation of high-efficiency natural gas water heaters. Rebate amounts: $100 for ENERGY STAR tank mod...

Energy
Up to $400 rebate

NIPSCO Home Insulation Rebate

Cash rebate for professional installation of attic, wall, or basement insulation. Rebate is $0.10 per square foot instal...

Weatherization
Up to $500 rebate

AEP Indiana Heat Pump Rebate

Rebate for installation of qualifying ENERGY STAR heat pump systems for AEP Indiana (I&M) electric customers. Rebate amo...

Energy
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for residential solar panel installation. Provides 30% of total system cost as a tax credit for insta...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Elkhart to repair, improve, or...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to their home for mobility and access...

Veterans
Up to $5,000 grant

Elkhart County Senior Home Repair Program

Grant program for seniors age 60+ in Elkhart County to make minor home repairs and safety improvements. Helps older adul...

Seniors & Disability
Up to $3,000 loan/grant

Elkhart Sewer Lateral Assistance Program

Financial assistance for repair or replacement of private sewer laterals for Elkhart homeowners. Available as a low-inte...

Home Repair
Up to $35,000 forgivable loan

Elkhart HOME Investment Partnerships Program

Federal HOME funds administered by the City of Elkhart for comprehensive housing rehabilitation for low-income homeowner...

Home Repair
Up to 60% assessment reduction

Indiana Homestead Standard Deduction

Indiana's homestead deduction reduces assessed value of primary residence by up to 60% for property tax purposes. Availa...

Property Tax Relief
Additional deduction up to $14,000

Indiana Over-65 Property Tax Deduction

Additional property tax deduction for Indiana homeowners age 65 or older. Provides deduction of up to $14,000 from asses...

Property Tax Relief
Up to $5,000 matching grant

Elkhart Historic Preservation Grant

Matching grant for exterior improvements to historic homes in Elkhart's designated historic districts. Supports preserva...

Historic

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Local help in Elkhart, IN

Organizations that help Elkhart homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Elkhart, IN?

The directory includes 23 possible-program records associated with Elkhart, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Elkhart classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 4 as rebates in Elkhart. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Elkhart?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.