Iowa Homestead Tax Credit

Iowa Department of Revenue

Available Property Tax Relief

About This Program

The Grant Map catalogs Iowa Homestead Tax Credit in its Des Moines, IA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

Every Iowa homeowner should file this. Reduces your taxable property value. File once with the Polk County Assessor, stays on your property until you move. Most homeowners qualify but many don't know to file.

All owner-occupied homes, file once

The cited program-specific URL responded on 2026-07-21; confirm current terms.

Record set last reviewed 2026-06-12. How we verify our data.

Other published resources for Des Moines, IA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Invest DSM Block Challenge Grant Up to $2,500 per property
Invest DSM Commercial Grant Up to $50,000 per retail bay
Invest DSM Homeowner Renovation Up to $75,000
ION Home Improvement Program Up to $40,000

Key Details

Reduces taxable property value in funding
For homeowners
No income requirement
Covers: exterior, windows, major, emergency, accessibility
File by July 1, one time only

How to Apply

Review possible next steps Open Cited Source Track this program

Program phone: 515-286-3014

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

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Your application paperwork

Form to file: Homestead Tax Credit and Exemption (Form 54-028)

The Iowa Homestead Tax Credit lowers the property tax on the home you own and occupy, and homeowners 65 and older also get an additional homestead exemption on a portion of taxable value. You file Form 54-028 once with your local assessor; once approved it carries forward each year without refiling.

Steps to apply

Confirm you own and occupy the Iowa home as your residence (and note your age for the 65+ exemption).
Get Form 54-028, the Homestead Tax Credit and Exemption application, from the Iowa Department of Revenue.
Complete it (the form needs no extra documentation; the assessor may ask to verify age for the 65+ exemption).
File it with your local assessor; the credit and exemption then continue each year automatically.

Get the official form

Documents you will likely need

Proof you own and occupy the home as your residence.
Proof of age if you are claiming the 65 or older exemption (the assessor may ask).
The completed Form 54-028.
Your property's parcel information.

Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: File by July 1, one time only

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Frequently asked questions

What amount is listed for Iowa Homestead Tax Credit in Des Moines, IA?

The Grant Map record states: Up to $20,000. Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for Iowa Homestead Tax Credit in Des Moines?

The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for Iowa Homestead Tax Credit in Des Moines, IA?

Confirm the application route directly with Iowa Department of Revenue; use the cited source on this page as a starting point or call 515-286-3014. Confirm any fee or cost with the administrator. Deadline: File by July 1, one time only.

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