Home Improvement Grants in Commerce.

Browse cataloged grants, rebates, loans, and other assistance records for Commerce, TX. Verify each program's current rules, service area, and status.

The Commerce, TX directory shows 22 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 22 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Texas Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements to income-qualified households. Services include ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes or r...

Home Repair
Up to $2,500 in rebates

Oncor Home Energy Efficiency Rebates

Rebates for residential customers who complete energy efficiency improvements through participating contractors. Covers ...

Energy
Up to $1,800 rebate

Oncor Heat Pump Rebate Program

Rebate for installing high-efficiency electric heat pump systems that meet ENERGY STAR® requirements. Heat pumps provide...

Energy
Up to $35,000 per home

Texas HOME Investment Partnerships Program

Federal HOME funds distributed through local governments for owner-occupied housing rehabilitation. Provides grants or d...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps Veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps Veterans with certain service-connected disabilities adapt their permanent residence to accommodate their disabili...

Veterans
Up to $10,000 grant

Texas State of Texas Emergency Repair Program (STEP)

Provides emergency home repairs for health and safety hazards to low-income homeowners. Administered through local Commu...

Emergency
Varies by system size

Oncor Solar Energy Incentive Program

Provides incentives for residential solar photovoltaic system installations in Oncor service territory. Incentive amount...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar energy systems installed on residential properties. Includes solar ...

Solar/Renewable
100% exemption on added value

Texas Solar and Wind Property Tax Exemption

Texas law exempts the added home value from solar or wind energy devices from property tax assessment. Homeowners do not...

Property Tax Relief
$10,000 minimum exemption

Texas Senior Property Tax Exemption

Texas homeowners age 65 or older receive a minimum $10,000 property tax exemption on their homestead, plus an additional...

Property Tax Relief
$10,000 minimum exemption

Texas Disability Property Tax Exemption

Texas homeowners who qualify for Social Security disability benefits receive a minimum $10,000 property tax exemption on...

Property Tax Relief
Up to $100,000 school tax exemption

Texas Homestead Exemption

All Texas homeowners who own and occupy their primary residence qualify for a homestead exemption that reduces the taxab...

Property Tax Relief
Up to $400 rebate

Oncor Electric Water Heater Rebate

Rebate for purchasing and installing qualifying high-efficiency electric water heaters or heat pump water heaters. Heat ...

Energy
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 with children under age 6....

Home Repair
Up to $800 rebate

Oncor Window Replacement Rebate

Rebate for replacing existing windows with ENERGY STAR certified windows that improve home energy efficiency. Rebate amo...

Energy
Up to $50,000 for home repair

Texas General Land Office Disaster Recovery

HUD Community Development Block Grant Disaster Recovery (CDBG-DR) funds administered after major federally-declared disa...

Disaster

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Contractor listings in Commerce

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Local help in Commerce, TX

Organizations that help Commerce homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Commerce, TX?

The directory includes 19 possible-program records associated with Commerce, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Commerce classified?

Our classifier labels 13 records as grants, 1 as forgivable loans, and 4 as rebates in Commerce. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Commerce?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.