Home Improvement Grants in Cleveland.

Browse cataloged grants, rebates, loans, and other assistance records for Cleveland, TN. Verify each program's current rules, service area, and status.

The Cleveland, TN directory shows 21 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 21 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,500 in energy improvements

Tennessee Weatherization Assistance Program

Federal weatherization program administered locally by Southeast Tennessee Human Resource Agency. Provides free energy e...

Weatherization
Up to $30,000 forgivable loan

Bradley County Owner-Occupied Rehabilitation Program

Bradley County's CDBG-funded program provides forgivable loans for substantial home rehabilitation for owner-occupied pr...

Home Repair
Up to $15,000 grant

Cleveland Accessibility Modification Grant

CDBG-funded grant program for accessibility modifications to owner-occupied homes in Cleveland city limits. Covers wheel...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

USDA program offering low-interest loans up to $40,000 for repairs to owner-occupied homes in eligible rural areas near ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

USDA grant program for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. G...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home to meet their accessibility needs. Eli...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's...

Veterans
Up to $500 rebate

TVA Heat Pump Upgrade Rebate

TVA rebate program administered through Cleveland Utilities for upgrading to a qualifying high-efficiency heat pump syst...

Energy
Up to $400 rebate

TVA Home Insulation Rebate

TVA program offering rebates for adding insulation to attics, walls, or crawl spaces in existing homes. Requires energy ...

Weatherization
Up to $300 rebate

TVA Electric Water Heater Rebate

TVA rebate for upgrading to a high-efficiency electric water heater or heat pump water heater through Cleveland Utilitie...

Energy
Up to $600 per year

Tennessee LIHEAP Energy Assistance

Federal Low Income Home Energy Assistance Program helps eligible households pay heating and cooling bills. Administered ...

Energy
Free lead hazard removal

Tennessee Lead Hazard Control Program

HUD-funded statewide program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Fr...

Home Repair
Tax relief on up to $29,500 of assessed value

Tennessee Property Tax Relief for Seniors

Tennessee state program provides property tax relief for homeowners age 65+ with total annual income below $37,800 (2024...

Property Tax Relief
Up to $3,000 assistance

Cleveland Water and Sewer Lateral Repair Assistance

Cleveland Utilities assistance program for low-income homeowners facing emergency sewer or water lateral line repairs. P...

Home Repair
Varies by project, up to $50,000

Tennessee HOME Investment Partnerships

Federal HOME program funds administered by THDA through local partners for substantial rehabilitation of owner-occupied ...

Home Repair
Up to $30,000 assistance

Tennessee Hardest Hit Fund

Federal assistance program to help Tennessee homeowners avoid foreclosure due to unemployment or underemployment. Provid...

Emergency
Net metering credit available

TVA Solar Solutions Initiative

TVA's distributed solar program allows Cleveland Utilities customers to install rooftop solar and receive net metering c...

Solar/Renewable

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Local help in Cleveland, TN

Organizations that help Cleveland homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cleveland, TN?

The directory includes 20 possible-program records associated with Cleveland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cleveland classified?

Our classifier labels 13 records as grants, 2 as forgivable loans, and 3 as rebates in Cleveland. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cleveland?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.