Home Improvement Grants in Charlottesville.

Browse cataloged grants, rebates, loans, and other assistance records for Charlottesville, VA. Verify each program's current rules, service area, and status.

The Charlottesville, VA directory shows 23 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Charlottesville Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance for low-income owner-occupied homes in Charlottesville. Loan is forgiven a...

Home Repair
Up to $10,000 grant

Charlottesville Emergency Home Repair Grant

Provides emergency repair grants for critical health and safety issues in owner-occupied homes. Covers immediate threats...

Emergency
Up to $20,000 forgivable loan

Charlottesville Home Accessibility Modification Program

Assists low-income homeowners in making accessibility modifications for elderly or disabled residents. Includes ramps, g...

Seniors & Disability
Free lead hazard removal

Charlottesville Lead-Based Paint Hazard Control

Provides free lead hazard remediation for pre-1978 homes with children under 6 years old. Services include lead testing,...

Home Repair
Up to $5,000 grant

Charlottesville Senior Home Repair Program

Provides minor home repair grants for homeowners aged 62 and older. Covers safety-related repairs such as grab bars, han...

Seniors & Disability
Up to $8,000 in weatherization services

Virginia Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Thomas Jefferson Planning District Commission serving Charlottes...

Weatherization
Up to $800 rebate

Dominion Energy Heat Pump Rebate

Rebate for installing qualifying energy-efficient air-source or ductless heat pumps in Dominion Energy service territory...

Energy
Up to $500 rebate

Dominion Energy Insulation Rebate

Rebate for adding insulation to attics, crawl spaces, and walls in Dominion Energy service territory. Must meet minimum ...

Weatherization
Up to $800 rebate

Dominion Energy Heat Pump Water Heater Rebate

Rebate for installing ENERGY STAR certified heat pump water heaters in Dominion Energy service territory. Qualifying uni...

Energy
Ongoing credits for solar generation

Virginia Solar Renewable Energy Credits (SRECs)

Solar system owners in Virginia can earn Solar Renewable Energy Credits for electricity generated. Each SREC represents ...

Solar/Renewable
Credit for excess solar generation

Dominion Energy Net Metering Program

Net metering allows solar customers to receive credit for excess electricity sent back to the grid. Credits applied to f...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Federal program for very low-income homeowners in eligible rural areas near Charlottesville. Grants up to $7,500 for sen...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers whe...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their residence. Cov...

Veterans
Up to $35,000 forgivable loan

Charlottesville HOME Investment Partnerships Program

Federal HOME funds for comprehensive home rehabilitation for low-income owner-occupied households. Covers major repairs ...

Home Repair
Varies by income and property value

Charlottesville Real Estate Tax Relief for Elderly & Disabled

Real estate tax relief for Charlottesville homeowners age 65+ or permanently disabled with gross household income below ...

Property Tax Relief
Up to $7,500 forgivable loan

Charlottesville Sewer Lateral Repair Assistance

Financial assistance for low-income homeowners to repair or replace failing sewer laterals (the pipe connecting home to ...

Home Repair
Free service line replacement

Charlottesville Lead Water Service Line Replacement

Proactive replacement of lead water service lines connecting homes to the public water system. City covers full cost of ...

Home Repair
Up to $5,000 matching grant

Charlottesville Historic Preservation Grant

Matching grant for exterior rehabilitation and restoration of properties in Charlottesville's historic districts. Suppor...

Historic

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Local help in Charlottesville, VA

Organizations that help Charlottesville homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Charlottesville, VA?

The directory includes 23 possible-program records associated with Charlottesville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Charlottesville classified?

Our classifier labels 15 records as grants, 4 as forgivable loans, and 3 as rebates in Charlottesville. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Charlottesville?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.