Home Improvement Grants in Charleston.

Browse cataloged grants, rebates, loans, and other assistance records for Charleston, SC. Verify each program's current rules, service area, and status.

The Charleston, SC directory shows 27 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 11 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 27 resources (23 currently open or actionable repair-assistance records)
$80,000 loan

City of Charleston Substantial Rehabilitation Program

The City of Charleston offers deferred loans up to $80,000 for major structural and systems repairs on owner-occupied ho...

Home Repair
50% of cost forgiven after year 10

City of Charleston Roof Replacement Program

The City of Charleston Roof Replacement Program provides assistance to income-eligible homeowners needing a new roof. Th...

Home Repair
Up to $15,000 grant

Charleston County Critical Home Repair Program

Charleston County provides grants up to $15,000 for sudden critical system failures including septic systems, water line...

Home Repair
Up to $30,000 grant

SC Housing Critical Home Repair Program

SC Housing administers the Critical Home Repair Program through the SC Housing Trust Fund, providing $5,000-$30,000 to l...

Home Repair
Average $6,500-$10,000 in free energy upgrades

SC Weatherization Assistance Program (WAP)

The federally funded Weatherization Assistance Program delivers free energy-efficiency improvements to income-eligible h...

Weatherization
Up to $500 per qualifying upgrade (stacks with Fast Track Bonus)

Dominion Energy SC Home Efficiency Rebates

Dominion Energy South Carolina offers rebates of $400-$500 for ENERGY STAR central air conditioners and heat pumps, up t...

Energy
Varies by project scope

Charleston Habitat for Humanity Home Repair

Charleston Habitat for Humanity's Home Repair Program helps low- and moderate-income homeowners with critical repair nee...

Home Repair
First $50,000 FMV fully exempt from property taxes

SC Homestead Property Tax Exemption

South Carolina's Homestead Exemption provides a complete property tax exemption on the first $50,000 in Fair Market Valu...

Property Tax Relief
Full property tax exemption on primary residence

SC Disabled Veteran Property Tax Exemption

South Carolina provides a full property tax exemption on the primary residence for disabled veterans discharged under ho...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH/SHA) Grant

The VA's Specially Adapted Housing (SAH) grant provides up to $126,526 to veterans with qualifying service-connected dis...

Veterans
Up to FHA area limit ($806,500); Limited 203k capped at $75,000 in repairs

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) loan allows homebuyers and homeowners to finance purchase (or refinance) and renovation costs in a single...

Home Repair
Up to $1,500 per service (up to 2/year)

LIHEAP Energy Bill Assistance (SC)

LIHEAP provides financial assistance to low-income households to help pay heating and cooling energy bills. In South Car...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA Section 504 provides repair loans up to $40,000 at 1% fixed interest over 20 years to very-low-income rural homeown...

Home Repair
Up to $43,900 (FY2025 cap) for housing repair

FEMA Individuals and Households Program (IHP)

FEMA's Individuals and Households Program provides grants to homeowners and renters in presidentially declared disaster ...

Disaster
Up to $14,000 (HEAR) or based on energy savings (HOMES)

SC HOMES & HEAR Federal Energy Rebates

South Carolina is launching HOMES and HEAR rebate programs using $211M in IRA federal funding. HEAR provides point-of-sa...

Energy
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Varies by city, typically $5,000-$25,000

HUD CDBG Home Repair Programs

HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...

Home Repair
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Free, services typically valued at $500-$10,000

Rebuilding Together Safe at Home

Rebuilding Together's Safe at Home program provides free preventive home modifications to help older adults and people w...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair
30% of installation cost

Federal Solar Investment Tax Credit (ITC)

Charleston homeowners can claim the 30% federal Solar ITC on installation costs. South Carolina offers a state Solar Ene...

Solar/Renewable

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Local help in Charleston, SC

Organizations that help Charleston homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Charleston, SC?

The directory includes 23 possible-program records associated with Charleston, including City of Charleston Substantial Rehabilitation Program, City of Charleston Roof Replacement Program, Charleston County Critical Home Repair Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Charleston classified?

Our classifier labels 16 records as grants, 4 as forgivable loans, and 2 as rebates in Charleston. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Charleston?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.