City of Charleston Substantial Rehabilitation Program
City of Charleston Housing & Community Development
About This Program
The Grant Map catalogs City of Charleston Substantial Rehabilitation Program in its Charleston, SC research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The City of Charleston offers deferred loans up to $80,000 for major structural and systems repairs on owner-occupied homes, funded through CDBG and HOME Investment Partnerships. Homeowners must contribute a minimum 20% of construction costs from private sources. Loan terms span 20-30 years and all projects are reviewed by the Redevelopment and Preservation Commission.
Loan up to $80,000 minus required 20% owner contribution. Estimate reflects city portion only.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Charleston, SC, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Charleston Roof Replacement Program 50% of cost forgiven after year 10
- Charleston County Critical Home Repair Program Up to $15,000 grant
- SC Housing Critical Home Repair Program Up to $30,000 grant
- SC Weatherization Assistance Program (WAP) Average $6,500-$10,000 in free energy upgrades
Key Details
- Maximum city loan: $80,000 over 20-30 years
- Owner must contribute at least 20% of construction costs
- Covers structural repairs, roofing, HVAC, plumbing, electrical
- Projects reviewed by Redevelopment and Preservation Commission
- Contact Eddie Bines at 843-724-7349 to apply
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Charleston.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling
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Frequently asked questions
What amount is listed for City of Charleston Substantial Rehabilitation Program in Charleston, SC?
The Grant Map record states: $80,000 loan. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for City of Charleston Substantial Rehabilitation Program in Charleston?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for City of Charleston Substantial Rehabilitation Program in Charleston, SC?
Confirm the application route directly with City of Charleston Housing & Community Development; use the cited source on this page as a starting point or call 843-724-7349. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Charleston, SC
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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