Home Improvement Grants in Cadillac.

Browse cataloged grants, rebates, loans, and other assistance records for Cadillac, MI. Verify each program's current rules, service area, and status.

The Cadillac, MI directory shows 26 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Michigan Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible Michigan households including insulation, air sealing, furnace repair/r...

Weatherization
Up to $12,000 for lead remediation

Michigan Healthy Homes Lead Hazard Control

State-funded lead hazard reduction program for Michigan homes built before 1978 with children under age 6 or pregnant wo...

Home Repair
Up to $7,500 loan

MSHDA Home Improvement Program

Low-interest home improvement loans for Michigan homeowners to make essential repairs and improvements. Loans feature co...

Home Repair
Forgivable loan up to $25,000

City of Cadillac Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in Cadillac city limits for low-income homeowners. Loan is fo...

Home Repair
Up to $5,000 emergency grant

Wexford County Emergency Home Repair Grant

Emergency repair grant for Wexford County homeowners with urgent health and safety issues including furnace failure, plu...

Emergency
Up to $15,000 grant

Cadillac ADA Home Accessibility Modification Program

Grant program to modify homes for accessibility for disabled residents in Cadillac city limits. Covers wheelchair ramps,...

Seniors & Disability
Up to $3,500 grant/loan

City of Cadillac Sewer Lateral Repair Program

Assistance for Cadillac homeowners to repair or replace failing sewer laterals on private property. Program offers grant...

Home Repair
Up to $4,600 in rebates

Consumers Energy Home Efficiency Rebate

Rebates for Consumers Energy customers who install qualified energy-efficient equipment including furnaces, air conditio...

Energy
Up to $2,400 for heat pumps

Consumers Energy Heat Pump Rebate

Enhanced rebates for Consumers Energy customers installing qualifying heat pump systems including air-source and ground-...

Energy
Free energy upgrades

Consumers Energy Low-Income Energy Efficiency

Free energy efficiency upgrades for income-qualified Consumers Energy customers including insulation, air sealing, LED b...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very-low-income rural homeowners for necessary repairs. Grants up to $10,000 ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers w...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility modifications to their home. Covers...

Veterans
Up to $3,000 grant

Michigan Home Repair Program for Seniors

Grant program for Michigan seniors age 60+ to make minor home repairs and modifications that enable them to age safely i...

Seniors & Disability
Up to $1,500 tax credit

Michigan Homestead Property Tax Credit

Refundable state income tax credit for Michigan homeowners and renters whose property taxes exceed a percentage of their...

Property Tax Relief
Net metering credits

Consumers Energy Distributed Generation Program

Net metering program for Consumers Energy customers who install solar panels or other renewable energy systems. Receive ...

Solar/Renewable
Up to $35,000 forgivable loan

Michigan HOME Program Rehabilitation

Federal HOME Investment Partnerships Program administered by MSHDA to rehabilitate owner-occupied homes for low-income h...

Home Repair
Up to $5,000 grant

Michigan Septic System Repair Program

Grant assistance for low-income Michigan homeowners with failing septic systems that pose health or environmental hazard...

Home Repair
Up to $15,000 grant/loan

Grand Traverse Band Housing Improvement Program

Housing improvement program for enrolled Grand Traverse Band members living in the tribal service area including Wexford...

Home Repair
Up to $500 rebate

Consumers Energy Water Heater Rebate

Rebate for Consumers Energy customers who purchase and install qualifying high-efficiency electric or natural gas water ...

Energy
Up to $100 rebate

Consumers Energy Smart Thermostat Program

Rebate for Consumers Energy customers who purchase and install qualifying smart thermostats. Eligible models include Nes...

Energy
Up to $200 for windows

Consumers Energy Window Replacement Rebate

Rebate for Consumers Energy customers who install ENERGY STAR certified replacement windows. Helps reduce heating and co...

Weatherization

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Local help in Cadillac, MI

Organizations that help Cadillac homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cadillac, MI?

The directory includes 22 possible-program records associated with Cadillac, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cadillac classified?

Our classifier labels 12 records as grants, 2 as forgivable loans, and 5 as rebates in Cadillac. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cadillac?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.