Home Improvement Grants in Bay City.

Browse cataloged grants, rebates, loans, and other assistance records for Bay City, TX. Verify each program's current rules, service area, and status.

The Bay City, TX directory shows 24 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $200,000, not an estimate of your award. Discovery tags include 7 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Texas Weatherization Assistance Program (WAP)

Federally funded program administered by TDHCA that provides free weatherization improvements to income-eligible househo...

Weatherization
Up to $35,000 forgivable loan

Bay City Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs and rehabilitation for low-income homeowners in Bay City. Structured as...

Home Repair
Up to $7,500 grant

Bay City Emergency Home Repair Grant

Provides emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Covers criti...

Emergency
Up to $15,000 grant

Bay City Accessibility Modification Program

CDBG-funded grant program to assist low-income homeowners with disabilities or seniors requiring accessibility modificat...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazard...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside, or th...

Veterans
Up to $1,650 rebate

CenterPoint Energy HVAC Rebate Program

Rebates for residential customers who purchase and install qualifying high-efficiency HVAC equipment. Rebates range from...

Energy
Up to $400 rebate

CenterPoint Energy Water Heater Rebate

Rebates for residential customers who purchase and install qualifying high-efficiency natural gas water heaters. Rebates...

Energy
Up to $500 rebate

CenterPoint Energy Insulation Rebate

Rebate for residential customers who add insulation to their homes. Covers attic, wall, and floor insulation that meets ...

Weatherization
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar photovoltaic system. Credit applies to sol...

Solar/Renewable
Varies by project, up to $45,000

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for owner-occupied housing rehabilitation and reconstruction. Assists low-incom...

Home Repair
Up to $5,000 grant

Matagorda County Senior Home Repair Program

County-funded program providing minor home repair grants for low-income seniors age 60 and older in Matagorda County. Co...

Seniors & Disability
Up to $5,000 low-interest loan

Bay City Sewer Lateral Repair Assistance

Low-interest loan program to assist Bay City homeowners with repairing or replacing damaged private sewer laterals from ...

Home Repair
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 where children under age 6 reside. Serv...

Home Repair
Minimum $100,000 exemption on school taxes

Texas Homestead Property Tax Exemption

Texas homestead exemption reduces the taxable value of your primary residence for school district taxes by at least $100...

Property Tax Relief
School tax ceiling frozen at age 65

Over-65 Property Tax Ceiling

Texas homeowners age 65 or older receive a school tax ceiling that freezes the amount of school taxes owed on their home...

Property Tax Relief
Up to 100% exemption for 100% disabled veterans

Disabled Veteran Property Tax Exemption

Texas disabled veterans receive property tax exemptions ranging from $5,000 to 100% based on VA disability rating. Veter...

Property Tax Relief
Up to $200,000 for home repair/reconstruction

Texas General Land Office Community Development Block Grant - Disaster Recovery (GLO CDBG-DR)

Federal disaster recovery funds administered by Texas GLO to help homeowners rebuild after federally declared disasters ...

Disaster
Up to 100% cost share for mitigation projects

FEMA Flood Mitigation Assistance (FMA) Program

FEMA program to reduce or eliminate the risk of repetitive flood damage to properties insured under the National Flood I...

Disaster

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Local help in Bay City, TX

Organizations that help Bay City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Bay City, TX?

The directory includes 22 possible-program records associated with Bay City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Bay City classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 3 as rebates in Bay City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Bay City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.