Home Improvement Grants in Ames.

Browse cataloged grants, rebates, loans, and other assistance records for Ames, IA. Verify each program's current rules, service area, and status.

The Ames, IA directory shows 23 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 3 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

City of Ames Owner-Occupied Rehabilitation Program

Provides forgivable loans to income-eligible homeowners for major home repairs and rehabilitation. The loan is forgiven ...

Home Repair
Up to $7,500 grant

Ames Emergency Home Repair Grant

Provides emergency repair grants for health and safety hazards in owner-occupied homes. Eligible repairs include furnace...

Emergency
Up to $15,000 forgivable loan

Ames Accessibility Modification Program

Provides forgivable loans for accessibility improvements to assist seniors and persons with disabilities to remain in th...

Seniors & Disability
Up to $5,000 low-interest loan

Ames Sewer Lateral Repair Assistance

Provides low-interest loans to assist property owners with the cost of repairing or replacing their private sewer latera...

Home Repair
Average $7,000-$10,000 per home

Iowa Weatherization Assistance Program (Ames)

Federally funded weatherization program administered by MICA Community Action serving Story County. Provides free energy...

Weatherization
Free assessment + instant savings measures

Alliant Energy Home Energy Assessment

Free in-home energy assessment for Alliant Energy customers. Includes instant installation of LED bulbs, faucet aerators...

Energy
Up to $800 per system

Alliant Energy HVAC Rebates

Rebates for high-efficiency heating and cooling equipment upgrades. Covers natural gas furnaces (AFUE 95%+), central air...

Energy
Up to $600

Alliant Energy Insulation Rebate

Rebates for adding insulation to attics, walls, or crawl spaces in existing homes. Must meet minimum R-value requirement...

Weatherization
Up to $500

Alliant Energy Water Heater Rebate

Rebates for high-efficiency water heaters including natural gas tankless ($300), natural gas storage with 0.67+ UEF ($10...

Energy
$100 rebate

Alliant Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat. Device must be Wi-Fi enabled and ENERGY STAR certifi...

Energy
Free lead hazard testing and remediation

Iowa Lead Hazard Reduction Program

Provides free lead testing and hazard reduction services for homes built before 1978 with children under age 6. Services...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants to help eligible veterans with certain service-connected disabilities purchase or modify a home to accommodate th...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants to help eligible veterans with certain service-connected disabilities adapt a family member's home or their own h...

Veterans
Up to $5,000 grant

Story County Senior Home Repair Program

Provides grants to income-eligible seniors age 60+ in Story County for emergency home repairs and minor accessibility mo...

Seniors & Disability
State tax credit up to $5,000

Iowa Solar Energy Tax Credit

Iowa offers a state tax credit for residential solar energy system installations. The credit equals the lesser of $5,000...

Solar/Renewable
Bill credits for solar generation

Alliant Energy Solar Rewards Program

Net metering program that provides bill credits for excess solar energy sent back to the grid. Customers receive retail ...

Solar/Renewable
Varies by household income

Iowa Property Tax Credit for Seniors and Disabled

Provides property tax relief for Iowa homeowners who are age 65+, disabled, or a surviving spouse. The credit amount is ...

Property Tax Relief
$1,852 annual credit (2024)

Iowa Military Veteran Property Tax Credit

Provides property tax credit to eligible Iowa veterans who served during wartime or have a service-connected disability....

Property Tax Relief

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Local help in Ames, IA

Organizations that help Ames homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Ames, IA?

The directory includes 22 possible-program records associated with Ames, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Ames classified?

Our classifier labels 15 records as grants, 2 as forgivable loans, and 4 as rebates in Ames. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Ames?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.