Minnesota Housing Rehabilitation Loan Program
Minnesota Housing Finance Agency
About This Program
The Grant Map catalogs Minnesota Housing Rehabilitation Loan Program in its Woodbury, MN research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Deferred or low-interest loans for major home repairs, accessibility modifications, and energy improvements for households at or below 115% of area median income. Interest rate and terms based on income. Administered locally; contact Washington County HRA.
Loan terms vary by income, from 0% deferred to 3% amortizing
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Woodbury, MN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Loan up to $50,000 for major home repairs
- 0-3% interest based on income
- Income limit 115% of area median
- Covers repairs, accessibility, energy upgrades
- Contact Washington County HRA to apply
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Woodbury.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
The Minnesota Housing Rehabilitation Loan and Emergency and Accessibility Loan programs are zero percent interest deferred loans for low-income homeowners to fix things that affect the safety, habitability, energy efficiency, or accessibility of the home, including emergency repairs. You apply through a Minnesota Housing participating lender, who works with you from pre-qualification to closing.
Steps to apply
- Confirm you own and occupy the Minnesota home, your income is within the low-income limit, and your assets are under the program limit.
- Use the Minnesota Housing lender directory on the Improve Your Home page to find a participating lender.
- Contact the lender to apply (note if it is an emergency or accessibility need, which has its own loan track).
- Work with the lender through underwriting and closing; the deferred loan funds the repairs.
Documents you will likely need
- Proof you own and occupy the home.
- Income documentation (the program is for low-income homeowners).
- A description and estimates for the repairs (or the emergency condition).
- A government-issued photo ID.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Contact local administrator for availability
Questions about this program?
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Frequently asked questions
What amount is listed for Minnesota Housing Rehabilitation Loan Program in Woodbury, MN?
The Grant Map record states: Loan up to $50,000 at 0-3% interest. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Minnesota Housing Rehabilitation Loan Program in Woodbury?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Minnesota Housing Rehabilitation Loan Program in Woodbury, MN?
Confirm the application route directly with Minnesota Housing Finance Agency; use the cited source on this page as a starting point or call (800) 657-3769. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Woodbury, MN
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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