Home Improvement Grants in Whitefish.

Browse cataloged grants, rebates, loans, and other assistance records for Whitefish, MT. Verify each program's current rules, service area, and status.

The Whitefish, MT directory shows 26 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants11Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 loan

Montana Housing Single Family Rehabilitation Loan

Low-interest loan program for Montana homeowners to finance necessary repairs and improvements. Can be combined with Mon...

Home Repair
Up to $12,000 in weatherization

Montana Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-eligible Montana households. Services include ...

Weatherization
Up to $2,500 in rebates

Flathead Electric Cooperative Energy Efficiency Rebates

Rebates for Flathead Electric members who install qualifying energy-efficient equipment including heat pumps, water heat...

Energy
Up to $1,500 rebate

Flathead Electric Heat Pump Rebate

Enhanced rebate for electric air-source or ground-source heat pump installations serving as primary heating systems. Reb...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very-low-income rural homeowners to repair or improve their homes. Must be unable t...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant funds up to $10,000 for very-low-income homeowners age 62 or older to remove health and safety hazards from their ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to purchase or modify a home to accommodate thei...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...

Veterans
Varies by project need

Flathead County Septic System Improvement Program

Financial assistance for Flathead County homeowners to repair or replace failing septic systems that pose environmental ...

Home Repair
Up to $1,150 annually

Montana Senior Citizen Property Tax Assistance

Annual property tax credit for Montana residents age 62 or older with qualifying household income. Reduces property tax ...

Property Tax Relief
Full exemption available

Montana Disabled Veteran Property Tax Exemption

Property tax exemption for Montana veterans with service-connected disabilities rated at 50% or higher by the VA. Exempt...

Property Tax Relief
Free lead hazard control services

Montana Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in Montana homes built before 1978 where children ...

Home Repair
Up to $35,000 rehabilitation assistance

Northwest Montana HOME Program

Federal HOME Investment Partnerships Program funding administered locally to assist low-income homeowners with major hom...

Home Repair
Up to $1,800 in rebates

NorthWestern Energy Natural Gas Efficiency Rebates

Rebates for NorthWestern Energy natural gas customers who install qualifying high-efficiency furnaces, boilers, water he...

Energy
Loan up to $50,000

Montana Energy Efficiency Loan Program

Low-interest loans for Montana homeowners to finance energy efficiency improvements and renewable energy systems. Covers...

Energy
Up to $500 tax credit

Montana Residential Alternative Energy Tax Credit

Montana state income tax credit for residential alternative energy systems including solar, wind, and geothermal install...

Solar/Renewable
Up to $24,999 per unit

Flathead County CDBG Housing Rehabilitation

Community Development Block Grant funding for owner-occupied housing rehabilitation in Flathead County. Provides repairs...

Home Repair
Up to $5,000 grant

Whitefish ADA Accessibility Grant

City grant program to assist Whitefish homeowners with accessibility modifications for residents with disabilities. Cove...

Seniors & Disability
Up to $25,000

Montana Indian Housing Improvement Program

Housing improvement assistance for enrolled tribal members living in Northwest Montana, including Whitefish area. Provid...

Home Repair
Up to $8,000 emergency grant

Montana Emergency Home Repair Grant

Emergency grant funding for very-low-income Montana homeowners facing immediate threats to health and safety. Covers urg...

Emergency
Up to $10,000 loan

Montana Water Well Improvement Program

Low-interest loan program for Montana homeowners to repair or replace failing private water wells and water systems. Add...

Home Repair
Up to $5,000 cost-share

Montana Wildfire Hazard Mitigation Grant

Cost-share grants for Montana homeowners in wildfire-prone areas to reduce wildfire risk through defensible space creati...

Disaster

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Local help in Whitefish, MT

Organizations that help Whitefish homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Whitefish, MT?

The directory includes 19 possible-program records associated with Whitefish, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Whitefish classified?

Our classifier labels 11 records as grants, 1 as forgivable loans, and 3 as rebates in Whitefish. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Whitefish?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.