USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

The Grant Map catalogs USDA Section 504 Home Repair Loan & Grant in its Tucson, AZ research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

USDA Rural Development Section 504 provides loans at 1% fixed interest (20-year term) for very-low-income homeowners, and grants up to $10,000 for homeowners age 62+ to remove health and safety hazards. Loans and grants can be combined for up to $50,000. Eligibility requires the property to be in a USDA-eligible rural area, verify your Tucson address on the USDA eligibility map.

Grants up to $10,000 for 62+; loans at 1% over 20 years up to $40,000. Some Tucson-area addresses qualify as rural, verify online.

Federal record normalized from a maintained federal layer; confirm current terms.

Record set last reviewed 2026-04-03. How we verify our data.

This is a national program. You can also review these local programs in Tucson, AZ; confirm separately whether they can coordinate:

Key Details

  • Property must be in USDA-eligible rural area (verify at eligibility.sc.egov.usda.gov)
  • Grant up to $10,000 for homeowners age 62+ to remove health/safety hazards
  • Loan up to $40,000 at 1% fixed interest, 20-year term
  • Very low income required (≤50% AMI)
  • AZ USDA Rural Development: 602-280-8701

How to Apply

Review possible next steps Try Cited Source Track this program

Program phone: 602-280-8701

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Tucson.

Get matched with a contractor

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Your application paperwork

Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)

Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.

Steps to apply

  1. Check that your address is in an eligible rural area on the USDA eligibility site.
  2. Contact your local USDA Rural Development office.
  3. Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
  4. USDA verifies your income, age, and eligibility, then approves the repair work.

Documents you will likely need

  • Proof you own and live in the home.
  • Income verification for your household.
  • Proof of age (for the grant, age 62 or older).
  • Estimates for the repair work.

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

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Frequently asked questions

What audience tags are recorded for USDA Section 504 Home Repair Loan & Grant in Tucson?

The directory record carries audience tags for homeowners. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for USDA Section 504 Home Repair Loan & Grant in Tucson, AZ?

Confirm the application route directly with USDA Rural Development; use the cited source on this page as a starting point or call 602-280-8701. Confirm any fee or cost with the administrator.

Need a Contractor for This Project?

Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.

Find More Programs in Tucson, AZ

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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