OHFA Homebuyer Program + Down Payment Assistance
Ohio Housing Finance Agency
About This Program
The Grant Map catalogs OHFA Homebuyer Program + Down Payment Assistance in its Toledo, OH research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.
OHFA provides 30-year fixed-rate mortgages (FHA, VA, USDA, conventional) with down payment assistance of 3% (conventional) or 3.5% (government loans). Assistance is forgiven after 7 years. Must complete homebuyer education.
On a $150,000 home: $4,500-$5,250 in DPA
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Toledo, OH, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Toledo Home Rescue Program Up to $50,000
- Toledo Rooftops Repair Program Up to $15,000
- Toledo Lead Stabilization Grant Program Up to $15,000 per unit
- Toledo District Improvement Program (DIP) Varies by district allocation
Key Details
- First-time homebuyers (no ownership in last 3 years)
- Must meet OHFA income and purchase price limits
- Credit score 640+ (conventional) or 650+ (FHA)
- DPA forgiven after 7 years
- Homebuyer education required
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Toledo.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing
Questions about this program?
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Frequently asked questions
How do I apply for OHFA Homebuyer Program + Down Payment Assistance in Toledo, OH?
Confirm the application route directly with Ohio Housing Finance Agency; use the cited source on this page as a starting point or call 888-362-6432. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Toledo, OH
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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