NYS Resilient Retrofits 50/50 Loan/Grant
NYS HCR / Home HeadQuarters
About This Program
The Grant Map catalogs NYS Resilient Retrofits 50/50 Loan/Grant in its Syracuse, NY research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Up to $50,000 for flood mitigation and energy upgrades. Half is a deferred grant forgiven at loan payoff, half is a 3% loan over 5 or 10 years. Income up to 120% AMI. No minimum credit score. Covers flood-proofing, insulation, heat pumps, raising mechanicals. Administered by Home HeadQuarters for Onondaga County.
Income up to 120% AMI, primary residence, 1-4 unit
The cited general URL responded on 2026-09-18; it does not confirm this program or amount.
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Syracuse, NY, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Syracuse Neighborhood Block Challenge Program Up to $2,500 per household
- SHARP Emergency Home Repair Grant Up to $3,000
- Urgent Care Home Repair Program Up to $20,000 (loan/grant combo)
- NYS Targeted Home Improvement Program (T-HIP) Up to $40,000
Key Details
- $25,000 grant (deferred, forgiven at loan completion) + $25,000 at 3%
- Income up to 120% area median income
- No minimum credit score
- At least 50% of scope must address flood/rain resilience
- Covers heat pumps, insulation, flood-proofing, raising mechanicals
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Prepare your application
Review the likely documents and download a blank preparation checklist. The blank PDF does not include saved personal details.
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Already sent us your project details? Sign in to download a preparation sheet with those details. For supported VA programs, you can also get a partially completed official form.
Open my application toolsRequirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Syracuse.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Rolling, while funding lasts
Questions about this program?
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Frequently asked questions
What amount is listed for NYS Resilient Retrofits 50/50 Loan/Grant in Syracuse, NY?
The Grant Map record states: Up to $50,000 (half grant, half 3% loan). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for NYS Resilient Retrofits 50/50 Loan/Grant in Syracuse?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for NYS Resilient Retrofits 50/50 Loan/Grant in Syracuse, NY?
Confirm the application route directly with NYS HCR / Home HeadQuarters; use the cited source on this page as a starting point or call 833-379-9276. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
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Find More Programs in Syracuse, NY
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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