Minnesota Housing Rehabilitation Loan Program

Minnesota Housing Finance Agency

Available Home Repair

About This Program

The Grant Map catalogs Minnesota Housing Rehabilitation Loan Program in its St. Peter, MN research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

Provides deferred, low-interest loans to income-qualified homeowners for major home repairs and improvements. Loan has no monthly payment; principal and interest are due when the home is sold, title is transferred, or ceases to be owner-occupied. Available through local administrators.

Deferred loan with no monthly payment until home is sold or transferred

The cited program-specific URL responded on 2026-07-21; confirm current terms.

Record set last reviewed 2026-06-09. How we verify our data.

Other published resources for St. Peter, MN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

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HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs

Key Details

Up to $50,000 deferred loan for major repairs
No monthly payment required
Due when home is sold or transferred
Income at or below area median income
Must be owner-occupied primary residence

How to Apply

Review possible next steps Open Cited Source Track this program

Program phone: (800) 710-8871

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in St. Peter.

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Our record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Your application paperwork

The Minnesota Housing Rehabilitation Loan and Emergency and Accessibility Loan programs are zero percent interest deferred loans for low-income homeowners to fix things that affect the safety, habitability, energy efficiency, or accessibility of the home, including emergency repairs. You apply through a Minnesota Housing participating lender, who works with you from pre-qualification to closing.

Steps to apply

Confirm you own and occupy the Minnesota home, your income is within the low-income limit, and your assets are under the program limit.
Use the Minnesota Housing lender directory on the Improve Your Home page to find a participating lender.
Contact the lender to apply (note if it is an emergency or accessibility need, which has its own loan track).
Work with the lender through underwriting and closing; the deferred loan funds the repairs.

Get the official form

Documents you will likely need

Proof you own and occupy the home.
Income documentation (the program is for low-income homeowners).
A description and estimates for the repairs (or the emergency condition).
A government-issued photo ID.

Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Administered locally, contact for availability

Questions about this program?

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Frequently asked questions

What amount is listed for Minnesota Housing Rehabilitation Loan Program in St. Peter, MN?

The Grant Map record states: Up to $50,000 deferred loan. Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for Minnesota Housing Rehabilitation Loan Program in St. Peter?

The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for Minnesota Housing Rehabilitation Loan Program in St. Peter, MN?

Confirm the application route directly with Minnesota Housing Finance Agency; use the cited source on this page as a starting point or call (800) 710-8871. Confirm any fee or cost with the administrator.

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Find More Programs in St. Peter, MN

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