Home Improvement Grants in St. Charles.
Browse cataloged grants, rebates, loans, and other assistance records for St. Charles, MO. Verify each program's current rules, service area, and status.
The St. Charles, MO directory shows 26 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 14 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 7 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Missouri Weatherization Assistance Program (WAP)
Federally-funded program that provides free energy efficiency upgrades to income-eligible Missouri households. Services ...
MHDC Single Family Rehabilitation Program
Low-interest loan program for single-family home repairs and improvements for low- to moderate-income Missouri homeowner...
MHDC Accessibility Modification Program
Grant program to help low-income Missouri homeowners make accessibility modifications for household members with disabil...
USDA Section 504 Home Repair Loan
Low-interest loan to help very-low-income homeowners in rural areas repair, improve, or modernize their homes. Must be i...
USDA Section 504 Home Repair Grant
Grant for very-low-income homeowners age 62+ in rural areas to remove health and safety hazards. Can be combined with Se...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to buy, build, or modify a home to meet their adaptive ne...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with blindness in both eyes or loss/loss of use of both hands to adapt their permanent residence. Cov...
Ameren Missouri HVAC Rebate Program
Rebates for Ameren Missouri electric customers who install qualifying high-efficiency central air conditioners, heat pum...
Ameren Missouri Heat Pump Rebate
Enhanced rebates for Ameren Missouri customers who install ENERGY STAR certified air-source or geothermal heat pumps. Hi...
Ameren Missouri Water Heater Rebate
Rebates for Ameren Missouri customers who install qualifying high-efficiency electric water heaters, including heat pump...
Ameren Missouri Home Insulation Rebate
Rebates for Ameren Missouri electric heating customers who add insulation and air sealing to their homes. Must complete ...
Spire Missouri Gas Furnace Rebate
Rebates for Spire Missouri natural gas customers who install high-efficiency gas furnaces. Rebates range from $250 to $7...
Spire Missouri Boiler Rebate
Rebates for Spire Missouri customers who install high-efficiency natural gas boilers. Rebate amounts increase with effic...
Spire Missouri Weatherization Assistance
Free weatherization services for income-eligible Spire Missouri natural gas customers. Services include insulation, air ...
St. Charles County Senior Home Repair Grant
Grant program for St. Charles County homeowners age 60+ with low income to address emergency home repairs. Covers repair...
St. Charles Owner-Occupied Rehabilitation Program
CDBG-funded forgivable loan for major home repairs for low-income homeowners in St. Charles. Loan is forgiven after 5 ye...
St. Charles ADA Ramp & Accessibility Grant
Grant program for St. Charles homeowners to install wheelchair ramps, widen doorways, and make other accessibility modif...
St. Charles Emergency Home Repair Grant
Emergency repair grant for very-low-income St. Charles homeowners facing immediate threats to health and safety. Covers ...
St. Charles Sewer Lateral Assistance Program
Cost-share grant for St. Charles homeowners to repair or replace damaged sewer laterals on private property. City reimbu...
St. Charles Water Service Line Grant
Grant to help St. Charles homeowners repair or replace damaged water service lines from the main to the home. City reimb...
Ameren Missouri Solar Rebate Program
Rebate for Ameren Missouri customers who install grid-connected solar photovoltaic systems. Rebate is $500 per kilowatt ...
Federal Residential Solar Tax Credit (ITC)
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including panels, inverters...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in St. Charles
Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.
No contractors listed yet, be the first in this market.
Request a local contractor match
Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.
Request city program-change alerts
Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.