MHDC First Place Loan Program

Missouri Housing Development Commission

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Availability
Available
Listed amount
4% of mortgage (forgivable)
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About This Program

The Grant Map catalogs MHDC First Place Loan Program in its Springfield, MO research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.

Statewide program offering below-market mortgage rates plus up to 4% of the first mortgage amount as a forgivable second loan for down payment and closing costs. Veterans do not need to be first-time buyers.

4% of mortgage as forgivable second loan; forgiven after 10 years; below-market interest rates

The cited program-specific URL responded on 2026-09-21; confirm current terms.

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for Springfield, MO, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • Below-market mortgage interest rates statewide
  • Up to 4% of mortgage as forgivable down payment assistance
  • Second mortgage forgiven after 10 years in home
  • Veterans exempt from first-time buyer requirement
  • Apply through MHDC Certified Lenders

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

Prepare your application

Review the likely documents and download a blank preparation checklist. The blank PDF does not include saved personal details.

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download blank checklist (PDF)

Already sent us your project details? Sign in to download a preparation sheet with those details. For supported VA programs, you can also get a partially completed official form.

Open my application tools

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Review contractor options Track this program

Program phone: 816-759-6600

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Springfield.

Get matched with a contractor

Our record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Deadline: Ongoing, through certified lenders

Questions about this program?

Email us at no charge. Replies may be automated and are for information only. For a decision on your application, contact the program administrator.

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Frequently asked questions

What amount is listed for MHDC First Place Loan Program in Springfield, MO?

The Grant Map record states: 4% of mortgage (forgivable). Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for MHDC First Place Loan Program in Springfield?

The record carries discovery tags. It carries a veteran-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for MHDC First Place Loan Program in Springfield, MO?

Confirm the application route directly with Missouri Housing Development Commission; use the cited source on this page as a starting point or call 816-759-6600. Confirm any fee or cost with the administrator.

Need a Contractor for This Project?

Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.

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Find More Programs in Springfield, MO

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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