Washoe County Owner-Occupied Rehabilitation Program
Washoe County Community Services Department (CDBG)
About This Program
CDBG-funded program providing forgivable loans to low- and moderate-income homeowners in unincorporated Washoe County for major home repairs and rehabilitation. Loan forgiven after 5 years of continued occupancy. Spanish Springs is an eligible area.
Forgivable loan amount based on scope of necessary repairs, no repayment if occupancy requirements met
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Spanish Springs, NV, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Forgivable loan up to $35,000 for major repairs
- Income at or below 80% Area Median Income
- Must be owner-occupied in unincorporated Washoe County
- Loan forgiven after 5 years of continuous occupancy
- Spanish Springs is an eligible area
How to Apply
Cited page unavailable. Our automated check on found that the stored cited page returned an HTTP 404 or 410 response. This result applies to the page, not the program: it does not prove the program ended, that it is open, or that anyone qualifies. Confirm current terms directly with the program administrator using other contact information you can verify. Report a replacement source or correction.
Track this programProgram phone: (775) 328-3600
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Spanish Springs.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, subject to annual funding availability
Questions about this program?
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Spanish Springs, NV
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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