Indiana Over-65 Property Tax Deduction

St. Joseph County Auditor

Available Property Tax Relief

About This Program

The Grant Map catalogs Indiana Over-65 Property Tax Deduction in its South Bend, IN research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

Additional property tax deduction for Indiana homeowners age 65 or older. Provides up to $14,000 additional deduction beyond the standard homestead deduction. Must occupy home as primary residence. No income restriction.

Additional annual tax savings on top of homestead deduction

Record set last reviewed 2026-05-25. How we verify our data.

Other published resources for South Bend, IN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Key Details

  • Extra deduction for homeowners 65+
  • Up to $14,000 additional deduction
  • Stacks with standard homestead deduction
  • No income restrictions
  • File annually by June 1

How to Apply

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Program phone: (574) 235-9544

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

Your application paperwork

Form to file: Application for Senior Citizen Property Tax Benefits (State Form 43708)

Indiana gives homeowners age 65 and older a property tax deduction (the lesser of half the assessed value or 14,000 dollars) when their income and the home's assessed value are within the limits. You file the Senior Citizen Property Tax Benefits application (State Form 43708) once with your county auditor and do not reapply each year.

Steps to apply

  1. Confirm you are 65 or older by December 31 of the year before the claim and meet the income limit (60,000 dollars single, 70,000 dollars joint) and assessed-value cap.
  2. Get State Form 43708, Application for Senior Citizen Property Tax Benefits, from the Indiana DLGF.
  3. Complete the form with your ownership, age, and income information.
  4. File it with your county auditor in person or by mail by the January 15 deadline to apply to that year's bill.

Documents you will likely need

  • Proof of age (65 or older).
  • Proof you own and occupy the home.
  • Your adjusted gross income for the relevant year.
  • The completed State Form 43708.

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Deadline: File by June 1 for current pay year

Questions about this program?

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Frequently asked questions

What audience tags are recorded for Indiana Over-65 Property Tax Deduction in South Bend?

The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for Indiana Over-65 Property Tax Deduction in South Bend, IN?

Confirm the application route directly with St. Joseph County Auditor; use the cited source on this page as a starting point or call (574) 235-9544. Confirm any fee or cost with the administrator. Deadline: File by June 1 for current pay year.

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Find More Programs in South Bend, IN

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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