Indiana Homestead Standard Deduction
St. Joseph County Auditor
About This Program
The Grant Map catalogs Indiana Homestead Standard Deduction in its South Bend, IN research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Indiana homestead standard deduction reduces property taxes for owner-occupied primary residences. Provides a deduction of up to 60% of assessed value (up to $48,000 maximum deduction). Available to all owner-occupants regardless of income.
Annual property tax savings based on home value and local tax rate
Record set last reviewed 2026-05-25. How we verify our data.
Other published resources for South Bend, IN, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
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- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Reduces property taxes for primary residence
- Up to 60% of assessed value deducted
- Maximum $48,000 deduction
- No income restrictions
- File annually by June 1
How to Apply
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Track this programProgram phone: (574) 235-9544
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
Your application paperwork
Form to file: Claim for Homestead Property Tax Standard / Supplemental Deduction (State Form 5473 / HC10)
The Homestead Standard Deduction lowers the taxable assessed value of the Indiana home you own and occupy as your principal residence, and it unlocks an additional supplemental deduction. You file the homestead claim (State Form 5473, the HC10) once with your county auditor and do not reapply each year.
Steps to apply
- Confirm you own and occupy the Indiana home as your principal place of residence and do not claim a homestead elsewhere.
- Get the Homestead Deduction claim form (State Form 5473 / HC10) from the Indiana DLGF.
- Complete it with the property and owner information, including the last five digits of the owner's ID.
- File it with your county auditor by the December 31 deadline to apply to the next year's bill.
Documents you will likely need
- Proof you own and occupy the home as your principal residence.
- The owner's Social Security number and driver license or state ID (last digits) as the form requires.
- The property's parcel or key number.
- The completed homestead claim form.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: File by June 1 for current pay year
Questions about this program?
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Frequently asked questions
What amount is listed for Indiana Homestead Standard Deduction in South Bend, IN?
The Grant Map record states: Up to 60% of assessed value. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Indiana Homestead Standard Deduction in South Bend?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Indiana Homestead Standard Deduction in South Bend, IN?
Confirm the application route directly with St. Joseph County Auditor; use the cited source on this page as a starting point or call (574) 235-9544. Confirm any fee or cost with the administrator. Deadline: File by June 1 for current pay year.
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
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