USDA Section 504 Home Repair Loan
USDA Rural Development
About This Program
Low-interest loan program for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Sandy Springs is not designated as rural and does not qualify for this program.
Program not available in Sandy Springs (non-rural area)
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-05-25. How we verify our data.
This is a national program. You can also review these local programs in Sandy Springs, GA; confirm separately whether they can coordinate:
Key Details
- USDA program for rural areas only
- Sandy Springs is not USDA-eligible
- Consider Fulton County CDBG programs instead
- Contact local housing office for alternatives
- See state and county programs above
How to Apply
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Track this programProgram phone: (770) 288-7750
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You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Sandy Springs.
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Your application paperwork
Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)
Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.
Steps to apply
- Check that your address is in an eligible rural area on the USDA eligibility site.
- Contact your local USDA Rural Development office.
- Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
- USDA verifies your income, age, and eligibility, then approves the repair work.
Documents you will likely need
- Proof you own and live in the home.
- Income verification for your household.
- Proof of age (for the grant, age 62 or older).
- Estimates for the repair work.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Sandy Springs is not a USDA-eligible area
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Find More Programs in Sandy Springs, GA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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