City of Chula Vista First-Time Homebuyer Assistance Program
City of Chula Vista / San Diego Housing Commission (SDHC)
About This Program
The Grant Map catalogs City of Chula Vista First-Time Homebuyer Assistance Program in its San Diego, CA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The City of Chula Vista, administered by SDHC, provides first-time homebuyers with a deferred loan of up to 22% of the purchase price (maximum $120,000) at 3% simple interest for households below 80% AMI. The maximum purchase price is $807,500. No payments are required until the home is sold, refinanced, or no longer the primary residence. Must complete homebuyer education.
Income below 80% AMI; Chula Vista properties only; first-time buyer; max purchase price $807,500; minimum 2% down payment; complete homebuyer education
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for San Diego, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- SDHC Housing Rehabilitation Program, Home Repair Grant Up to $15,000 grant for emergency/accessibility repairs
- SDHC ADU Finance Program Up to $250,000 construction-to-permanent loan at 1%-4% fixed
- SDHC First-Time Homebuyer Program, Low Income Up to 19% of purchase price (max ~$125,000 loan) + $10,000 closing cost grant
- SDHC First-Time Homebuyer Program, Middle Income $40,000 deferred loan + $10,000 closing cost grant
Key Details
- Funds currently available in Chula Vista
- Income below 80% AMI; max purchase price $807,500
- Deferred loan up to $120,000, no payments until sale/move-out
- Minimum 2% down payment required
- Apply through SDHC: (619) 578-7788
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in San Diego.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, funds currently available
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Frequently asked questions
What audience tags are recorded for City of Chula Vista First-Time Homebuyer Assistance Program in San Diego?
The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for City of Chula Vista First-Time Homebuyer Assistance Program in San Diego, CA?
Confirm the application route directly with City of Chula Vista / San Diego Housing Commission (SDHC); use the cited source on this page as a starting point or call (619) 578-7788. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in San Diego, CA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs