NHSD Owner-Occupied Rehabilitation Program

City of San Antonio, Neighborhood & Housing Services Dept.

Available Home Repair

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Availability: Available
Listed amount: Up to $75,000 (deferred forgivable loan)

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About This Program

The Grant Map catalogs NHSD Owner-Occupied Rehabilitation Program in its San Antonio, TX research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.

The NHSD Owner-Occupied Rehabilitation Program provides deferred forgivable loans to income-qualified San Antonio homeowners to rehabilitate substandard or non-code-compliant properties. Repairs prioritize health, safety, accessibility, and major system concerns such as electrical, plumbing, roofing, and HVAC. The 2022-2027 City bond program allocated $45 million toward owner-occupied rehabilitation activities.

Loan amount determined by scope of repairs; forgiven over time if owner occupies

Record set last reviewed 2026-04-03. How we verify our data.

Other published resources for San Antonio, TX, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:

Minor Home Repair Program Up to $25,000
Under 1 Roof Program Full roof replacement (cost varies)
Rehabarama Program Up to $25,000
San Antonio Green & Healthy Homes (SAGHH), Lead Hazard Reduction Full lead hazard remediation (HUD-funded, cost varies)

Key Details

Income ≤ 80% of Area Median Income (AMI)
Must have current-year homestead exemption and clear title
Property must be within San Antonio city limits
Deferred forgivable loan, no monthly payments while owner-occupied
Apply at webapp1.sanantonio.gov/NHSDRehPro

How to Apply

Confirm the current application route with the administrator. Verified official forms and steps appear below when available.

Prepare your application

Review the likely documents and download a blank preparation checklist. The blank PDF does not include saved personal details.

Documents you will likely need

Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
A government-issued photo ID for every owner on title.
Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
A written estimate from a licensed contractor for the work (many programs require this to apply).
Photos of the problem area or the work to be done.
The program's own application form, completed (use the official link or phone number on this page).

Download blank checklist (PDF)

Already sent us your project details? Sign in to download a preparation sheet with those details. For supported VA programs, you can also get a partially completed official form.

Open my application tools

Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.

Automated source check blocked. The cited site blocked or rate-limited our automated check on 2026-09-19. The page may still work in your browser; opening it does not verify the program, amount, eligibility, or availability.

Review contractor options Track this program

Program phone: 210-207-6459

Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.

You may need a contractor or estimate

Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in San Antonio.

Get matched with a contractor

Our record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.

Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.

Deadline: Open, waitlist, first-come first-served

Questions about this program?

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Frequently asked questions

What amount is listed for NHSD Owner-Occupied Rehabilitation Program in San Antonio, TX?

The Grant Map record states: Up to $75,000 (deferred forgivable loan). Confirm the current amount and eligible costs with the administrator.

What audience tags are recorded for NHSD Owner-Occupied Rehabilitation Program in San Antonio?

The directory record carries audience tags for homeowners. It also carries a low-income tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.

How do I apply for NHSD Owner-Occupied Rehabilitation Program in San Antonio, TX?

Confirm the application route directly with City of San Antonio, Neighborhood & Housing Services Dept.; use the cited source on this page as a starting point or call 210-207-6459. Confirm any fee or cost with the administrator.

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Find More Programs in San Antonio, TX

This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.

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