USDA Section 504 Home Repair Program
U.S. Department of Agriculture Rural Development
About This Program
USDA program providing loans and grants for low-income homeowners to repair or improve their homes. Grants available to seniors 62+ who cannot afford a loan. Note: Redondo Beach is not designated as a rural area and does not qualify for this program.
Program not available in Redondo Beach (non-rural area)
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Redondo Beach, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Loans up to $40,000 at 1% interest
- Grants up to $10,000 for seniors 62+
- Very low income requirement
- NOT AVAILABLE: Redondo Beach is not rural
- See other programs for local assistance
How to Apply
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Track this programProgram phone: (800) 670-6553
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Redondo Beach.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)
Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.
Steps to apply
- Check that your address is in an eligible rural area on the USDA eligibility site.
- Contact your local USDA Rural Development office.
- Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
- USDA verifies your income, age, and eligibility, then approves the repair work.
Documents you will likely need
- Proof you own and live in the home.
- Income verification for your household.
- Proof of age (for the grant, age 62 or older).
- Estimates for the repair work.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Redondo Beach is not in a USDA-eligible rural area
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Find More Programs in Redondo Beach, CA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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