Home Improvement Grants in Rapid City.
Browse cataloged grants, rebates, loans, and other assistance records for Rapid City, SD. Verify each program's current rules, service area, and status.
The Rapid City, SD directory shows 30 cataloged resources. Of those, 29 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 29 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 21 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 4 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
South Dakota Weatherization Assistance Program
Federal weatherization program administered by SD DSS that provides energy-efficiency improvements at no cost to income-...
SD Housing Owner-Occupied Rehabilitation Program
Provides deferred payment loans for major home repairs to owner-occupied homes. Loan is forgiven after 10 years of conti...
Rapid City ADA Home Modification Program
Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities or mobility limi...
Rapid City Senior Home Repair Program
Provides emergency and critical home repair grants for senior homeowners age 62+ to address health and safety issues. Pr...
Rapid City Sewer Lateral Repair Assistance
Cost-share assistance for repair or replacement of private sewer laterals connecting homes to the city main. City covers...
Rapid City Lead-Based Paint Hazard Control
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ag...
USDA Section 504 Home Repair Program
Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their ...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. Ava...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt their residence to accommodate their disability. Availa...
Black Hills Energy Home Efficiency Rebates
Rebates for qualifying energy-efficient natural gas equipment and weatherization improvements. Includes furnaces, water ...
Black Hills Energy Heat Pump Rebate
Rebate for installation of qualifying air-source or geothermal heat pump systems. Encourages adoption of efficient elect...
Black Hills Energy Solar Incentive Program
Incentive for residential solar photovoltaic installations for Black Hills Energy electric customers. Payments based on ...
Low Income Energy Assistance Program (LIEAP)
Seasonal assistance with heating costs for low-income South Dakota households. Benefits paid directly to energy vendors ...
Rapid City HOME Investment Partnerships
Federal HOME funds used for substantial rehabilitation of owner-occupied homes. Provides forgivable loans for households...
Rapid City Emergency Furnace Repair
Emergency assistance for furnace repair or replacement during winter months for very low-income households. Priority giv...
Rapid City Water Service Line Replacement
Cost-share program for replacement of private water service lines from the main to the home. City covers up to 50% of co...
South Dakota Property Tax Assessment Freeze
Freezes property tax assessment increases for qualifying seniors age 70+ or 100% disabled individuals with household inc...
Rapid City Flood Mitigation Assistance
FEMA-funded assistance for flood mitigation in designated floodplain areas, particularly Rapid Creek corridor. May inclu...
Rapid City Chimney and Fireplace Safety Program
Assists low-income homeowners with chimney liner installation, fireplace repair, or wood stove replacement to address fi...
Rapid City Historic Preservation Tax Credit
State tax credit equal to 25% of qualified rehabilitation expenditures for owner-occupied historic homes listed on the N...
Pennington County Septic System Repair Loan
Low-interest loan program for repair or replacement of failing septic systems in unincorporated Pennington County. Loans...
SD Manufactured Home Repair Program
Deferred loan for repair and improvement of owner-occupied manufactured homes, including structural repairs, tie-downs, ...
Black Hills Energy Home Energy Audit
Professional home energy audit identifying opportunities for energy savings. Includes blower door test, infrared imaging...
Rapid City Window Replacement Assistance
Grant assistance for energy-efficient window replacement in income-qualified owner-occupied homes. Priority given to hom...
Rapid City Foundation and Structural Repair
Forgivable loan for critical foundation and structural repairs that threaten habitability. Covers foundation stabilizati...
South Dakota Radon Mitigation Assistance
Rebate for installation of radon mitigation systems in homes with elevated radon levels. South Dakota has high radon pre...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Rapid City
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