Home Improvement Grants in Rapid City.

Browse cataloged grants, rebates, loans, and other assistance records for Rapid City, SD. Verify each program's current rules, service area, and status.

The Rapid City, SD directory shows 30 cataloged resources. Of those, 29 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 29 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants21Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.

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Showing all 30 resources (29 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

South Dakota Weatherization Assistance Program

Federal weatherization program administered by SD DSS that provides energy-efficiency improvements at no cost to income-...

Weatherization
Up to $30,000 deferred loan

SD Housing Owner-Occupied Rehabilitation Program

Provides deferred payment loans for major home repairs to owner-occupied homes. Loan is forgiven after 10 years of conti...

Home Repair
Up to $15,000 grant

Rapid City ADA Home Modification Program

Provides grants for accessibility modifications to owner-occupied homes for residents with disabilities or mobility limi...

Seniors & Disability
Up to $10,000 grant

Rapid City Senior Home Repair Program

Provides emergency and critical home repair grants for senior homeowners age 62+ to address health and safety issues. Pr...

Seniors & Disability
Up to $5,000 assistance

Rapid City Sewer Lateral Repair Assistance

Cost-share assistance for repair or replacement of private sewer laterals connecting homes to the city main. City covers...

Home Repair
Free lead hazard removal

Rapid City Lead-Based Paint Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ag...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. Ava...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their residence to accommodate their disability. Availa...

Veterans
Up to $3,000 in rebates

Black Hills Energy Home Efficiency Rebates

Rebates for qualifying energy-efficient natural gas equipment and weatherization improvements. Includes furnaces, water ...

Energy
Up to $1,500 rebate

Black Hills Energy Heat Pump Rebate

Rebate for installation of qualifying air-source or geothermal heat pump systems. Encourages adoption of efficient elect...

Energy
Up to $2,000 incentive

Black Hills Energy Solar Incentive Program

Incentive for residential solar photovoltaic installations for Black Hills Energy electric customers. Payments based on ...

Solar/Renewable
Up to $600 per season

Low Income Energy Assistance Program (LIEAP)

Seasonal assistance with heating costs for low-income South Dakota households. Benefits paid directly to energy vendors ...

Energy
Up to $35,000 forgivable loan

Rapid City HOME Investment Partnerships

Federal HOME funds used for substantial rehabilitation of owner-occupied homes. Provides forgivable loans for households...

Home Repair
Up to $5,000 grant

Rapid City Emergency Furnace Repair

Emergency assistance for furnace repair or replacement during winter months for very low-income households. Priority giv...

Emergency
Up to $4,000 assistance

Rapid City Water Service Line Replacement

Cost-share program for replacement of private water service lines from the main to the home. City covers up to 50% of co...

Home Repair
Freeze on assessed value increases

South Dakota Property Tax Assessment Freeze

Freezes property tax assessment increases for qualifying seniors age 70+ or 100% disabled individuals with household inc...

Property Tax Relief
Varies by property and project

Rapid City Flood Mitigation Assistance

FEMA-funded assistance for flood mitigation in designated floodplain areas, particularly Rapid Creek corridor. May inclu...

Disaster
Up to $3,000 grant

Rapid City Chimney and Fireplace Safety Program

Assists low-income homeowners with chimney liner installation, fireplace repair, or wood stove replacement to address fi...

Emergency
25% state tax credit

Rapid City Historic Preservation Tax Credit

State tax credit equal to 25% of qualified rehabilitation expenditures for owner-occupied historic homes listed on the N...

Historic
Up to $15,000 loan

Pennington County Septic System Repair Loan

Low-interest loan program for repair or replacement of failing septic systems in unincorporated Pennington County. Loans...

Home Repair
Up to $15,000 deferred loan

SD Manufactured Home Repair Program

Deferred loan for repair and improvement of owner-occupied manufactured homes, including structural repairs, tie-downs, ...

Home Repair
$50 comprehensive audit

Black Hills Energy Home Energy Audit

Professional home energy audit identifying opportunities for energy savings. Includes blower door test, infrared imaging...

Energy
Up to $8,000 grant

Rapid City Window Replacement Assistance

Grant assistance for energy-efficient window replacement in income-qualified owner-occupied homes. Priority given to hom...

Weatherization
Up to $20,000 forgivable loan

Rapid City Foundation and Structural Repair

Forgivable loan for critical foundation and structural repairs that threaten habitability. Covers foundation stabilizati...

Home Repair
Up to $1,500 rebate

South Dakota Radon Mitigation Assistance

Rebate for installation of radon mitigation systems in homes with elevated radon levels. South Dakota has high radon pre...

Home Repair

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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

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Local help in Rapid City, SD

Organizations that help Rapid City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Rapid City, SD?

The directory includes 29 possible-program records associated with Rapid City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Rapid City classified?

Our classifier labels 21 records as grants, 4 as forgivable loans, and 3 as rebates in Rapid City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Rapid City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.