Home Improvement Grants in Racine.

Browse cataloged grants, rebates, loans, and other assistance records for Racine, WI. Verify each program's current rules, service area, and status.

The Racine, WI directory shows 27 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 27 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $24,999

Racine Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to income-qualified homeowners in Racine. Loan is forgiven after 5 year...

Home Repair
Grant up to $5,000

Racine Emergency Home Repair Program

Provides emergency grants for critical health and safety repairs to very low-income homeowners in Racine. Priority given...

Emergency
Free lead hazard removal

Racine Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in Racine homes built before 1978 with children under 6. Servic...

Home Repair
Grant up to $15,000

Racine ADA Accessibility Modification Program

Provides grants for accessibility modifications to enable persons with disabilities to remain in their homes. Covers ram...

Seniors & Disability
Loan up to $10,000

Racine Sewer Lateral Replacement Program

Provides low-interest loans for private sewer lateral repair or replacement in Racine. Loans are repaid through water ut...

Home Repair
Loan up to $35,000

Wisconsin WHEDA Rehabilitation Loan

State-funded low-interest loan for home repairs and improvements. Available through participating Wisconsin lenders. Can...

Home Repair
Free weatherization up to $8,000

Wisconsin Weatherization Assistance Program

Federally-funded program providing free energy efficiency upgrades to income-qualified households. Services include insu...

Weatherization
Rebates up to $3,500

We Energies Home Energy Rebates

Utility rebates for energy-efficient furnaces, air conditioners, heat pumps, water heaters, insulation, and windows. Reb...

Energy
Up to 100% cost coverage

We Energies Income-Qualified Rebates

Enhanced rebates and incentives for income-qualified households. May cover up to 100% of furnace replacement, water heat...

Energy
Rebate up to $2,500

Focus on Energy Heat Pump Rebates

Statewide rebates for electric air source and geothermal heat pumps. Enhanced rebates available for income-qualified cus...

Energy
Incentive up to $3,500

We Energies Solar Incentive Program

Cash incentive for residential solar panel installations at $500 per kilowatt DC installed, up to 7 kW. Must use approve...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program for very low-income homeowners in eligible rural areas near Racine. Provides loans up to $40,000 and grants...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants to veterans with certain service-connected disabilities to build, buy, or modify a home for wheelchair accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants to veterans with certain service-connected disabilities to modify a home for accessibility. For veterans who are ...

Veterans
Forgivable loan up to $30,000

Racine HOME Investment Partnership Program

HUD HOME-funded program for substantial rehabilitation of owner-occupied homes in Racine. Forgivable loan with 5-year co...

Home Repair
Grant up to $3,000

Racine County Senior Home Repair Program

Provides minor home repairs and safety modifications for Racine County seniors age 60+ with limited income. Helps senior...

Seniors & Disability
Free lead testing and remediation

Wisconsin Lead-Safe Homes Program

State-funded lead hazard reduction for homes with children under 6 or pregnant women. Provides free testing, risk assess...

Home Repair
50% matching grant up to $50,000

Wisconsin Historical Society Preservation Grant

Matching grants for historic preservation projects on National Register properties or locally designated landmarks in Wi...

Historic
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar photovoltaic system. Can be claimed on fed...

Solar/Renewable
Annual deferral up to $1,500

Wisconsin Property Tax Deferral Loan Program

Low-interest state loan program allowing Wisconsin homeowners age 65+ to defer property taxes. Loan balance becomes due ...

Property Tax Relief
Credit up to $1,168

Wisconsin Homestead Tax Credit

Wisconsin refundable tax credit for homeowners and renters with household income below $24,680. Helps offset property ta...

Property Tax Relief
Loan up to $15,000

Racine County Well and Septic Loan Program

Low-interest loans for repair or replacement of failing private wells and septic systems in Racine County. Protects grou...

Home Repair
Grant up to $2,000

Wisconsin Radon Mitigation Assistance

State assistance for income-qualified homeowners to install radon mitigation systems. Radon is a cancer-causing gas comm...

Home Repair

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Local help in Racine, WI

Organizations that help Racine homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Racine, WI?

The directory includes 22 possible-program records associated with Racine, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Racine classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 3 as rebates in Racine. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Racine?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.