FHA Energy Efficient Mortgage (EEM)
Federal Housing Administration
About This Program
The Grant Map catalogs FHA Energy Efficient Mortgage (EEM) in its Prescott, AZ research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
FHA program allowing Prescott homebuyers or refinancing homeowners to include up to $8,000 in energy efficiency improvements in their mortgage. Improvements must be cost-effective and recommended by a home energy assessment.
Up to $8,000 in energy upgrades added to mortgage at low FHA interest rates
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
This is a national program. You can also review these local programs in Prescott, AZ; confirm separately whether they can coordinate:
Key Details
- Finance up to $8,000 in energy upgrades
- Added to FHA mortgage at purchase or refinance
- Covers insulation, windows, HVAC, solar, more
- Must be cost-effective per energy assessment
- Available to all FHA borrowers in Prescott
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Prescott.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available with FHA loans
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
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Frequently asked questions
What amount is listed for FHA Energy Efficient Mortgage (EEM) in Prescott, AZ?
The Grant Map record states: Up to $8,000 or 5% of home value added to mortgage. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for FHA Energy Efficient Mortgage (EEM) in Prescott?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for FHA Energy Efficient Mortgage (EEM) in Prescott, AZ?
Confirm the application route directly with Federal Housing Administration; use the cited source on this page as a starting point or call (800) 225-5342. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Prescott, AZ
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs