Habitat for Humanity Portland Region, Home Repair
Habitat for Humanity Portland Region
About This Program
Partners with homeowners in Multnomah and Washington counties to complete critical repairs improving health, safety, and accessibility. Offers 0% interest loans with no monthly payments, secured by the property and potentially forgivable after 15 years. Eligible repairs include roofing, siding, plumbing, electrical, HVAC, ADA ramps, and wheelchair-accessible upgrades.
0% deferred loan; Habitat manages all contractor payments directly
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Portland, OR, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Portland Housing Bureau Home Repair Loan Up to $50,000
- Portland Lead Hazard Control Grant Average ~$8,000 per unit
- Community Energy Project, Weatherization & Safety Repairs Free services (value varies)
- REACH Community Builders Free Home Repair Free services
Key Details
- Must own home in Multnomah or Washington County
- Low income required; income limits up to ~$69,550 (1 person) to $131,100 (8 person)
- 0% interest, no monthly payments; may be forgiven after 15 years
- Habitat manages contractors, funds go directly to them
- Application currently closed; email homerepair@habitatportlandregion.org
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Portland.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Applications currently closed; check back
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Find More Programs in Portland, OR
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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