Michigan Disaster Relief Program
Michigan State Housing Development Authority
About This Program
State disaster recovery assistance activated after federally or state-declared disasters in Michigan. Provides grants and low-interest loans for home repairs not covered by insurance or FEMA. Program opens only after qualifying disaster events.
Assistance varies by disaster type and damage; activated only after declared events
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Portage, MI, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Disaster recovery grants and loans
- Activated only after declared disaster events
- Covers damage not covered by insurance or FEMA
- Income requirements vary by program activation
- Check website after disasters for availability
How to Apply
Cited page unavailable. Our automated check on found that the stored cited page returned an HTTP 404 or 410 response. This result applies to the page, not the program: it does not prove the program ended, that it is open, or that anyone qualifies. Confirm current terms directly with the program administrator using other contact information you can verify. Report a replacement source or correction.
Track this programProgram phone: (517) 373-8370
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Portage.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Activated only after declared disasters
Questions about this program?
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Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Portage, MI
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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