Home Improvement Grants in Pearl City.

Browse cataloged grants, rebates, loans, and other assistance records for Pearl City, HI. Verify each program's current rules, service area, and status.

The Pearl City, HI directory shows 26 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Hawaii State Weatherization Assistance Program (WAP)

Federally funded weatherization program that improves energy efficiency of low-income homes in Hawaii. Services include ...

Weatherization
Up to $35,000 loan

Hawaii Housing Finance and Development Corporation HEMAP

Home Emergency Mortgage Assistance Program provides low-interest home repair loans to Hawaii homeowners who need assista...

Home Repair
Up to $30,000 grant

City and County of Honolulu CDBG Home Repair

CDBG-funded home repair program for low-income owner-occupied households in Honolulu County including Pearl City. Provid...

Home Repair
Up to $5,000 in rebates

Hawaiian Electric Energy Efficiency Rebates

Hawaiian Electric offers rebates for energy-efficient appliances, heat pump water heaters, central AC, and LED lighting....

Energy
Net metering for solar systems

Hawaiian Electric Customer Self-Supply Program

Hawaiian Electric's Customer Self-Supply program allows homeowners to install rooftop solar and battery storage with net...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA offers low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or m...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to help build, buy, or modify a home to meet their nee...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible veter...

Veterans
Up to $15,000 grant

Honolulu County ADA Accessibility Modification Program

Grant program for Honolulu County homeowners with disabilities to make ADA-compliant home modifications. Covers wheelcha...

Seniors & Disability
Up to $10,000 grant

Honolulu Senior Home Repair Assistance

Emergency home repair grants for low-income seniors age 60 and older in Honolulu County. Prioritizes health and safety r...

Seniors & Disability
Free lead testing and remediation

Hawaii Department of Health Lead Poisoning Prevention Program

State-funded lead hazard control program for Hawaii homes built before 1978 with children under age 6. Provides free lea...

Home Repair
Up to $7,500 forgivable loan

Honolulu Board of Water Supply Sewer Lateral Assistance

Forgivable loan program to help low-income Honolulu County homeowners repair or replace failing private sewer laterals. ...

Home Repair
Up to $50,000 owner-occupied rehab

Hawaii HOME Investment Partnerships Program

Federal HOME funds administered by the state for homeowner rehabilitation in Hawaii. Provides loans or grants for major ...

Home Repair
Low-interest loans up to $45,000

Hawaii Green Infrastructure Loan Program

State-backed low-interest loan program for solar photovoltaic systems, solar water heaters, and battery storage. Interes...

Solar/Renewable
30% of system cost

Federal Residential Solar Energy Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar photovoltaic systems and battery storage installed on residential p...

Solar/Renewable
Up to $3,000 in rebates

Hawaii Energy Efficiency Rebate Program

Hawaii Energy provides rebates for high-efficiency heat pump water heaters, ductless mini-split AC units, insulation, an...

Energy
Up to $40,000 per household

Hawaii Hurricane Relief Fund Home Repair

State disaster recovery fund activated after major hurricanes or tropical storms to assist homeowners with uninsured rep...

Disaster
Loans up to $15,000

Hawaii Department of Health Cesspool Upgrade Program

Low-interest loan program to help Hawaii homeowners upgrade cesspools to septic systems or connect to municipal sewer. S...

Home Repair
Up to $75,000 per unit

Honolulu Rental Housing Rehabilitation Program

CDBG-funded program providing forgivable loans to landlords who rehabilitate rental units and commit to renting them to ...

Home Repair
20% state tax credit

Hawaii Historic Preservation Tax Credit

State tax credit for rehabilitation of historic properties listed on the Hawaii or National Register of Historic Places....

Historic
Up to $50,000 grant

Hawaii Ohana Dwelling Unit Grant

State grant program to help homeowners build accessory dwelling units (ADUs or 'ohana units) for multi-generational livi...

Home Repair
Up to $20,000 grant

Department of Hawaiian Home Lands Repair & Maintenance

Home repair grants for Native Hawaiian lessees on Hawaiian Home Lands. Covers essential repairs including roofing, plumb...

Home Repair

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Local help in Pearl City, HI

Organizations that help Pearl City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Pearl City, HI?

The directory includes 20 possible-program records associated with Pearl City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Pearl City classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 2 as rebates in Pearl City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Pearl City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.