USDA Section 504 Home Repair Grant
U.S. Department of Agriculture Rural Development
About This Program
Provides grants to very low-income homeowners age 62+ in USDA-eligible rural areas to repair or remove health and safety hazards. Park Ridge is not classified as a rural area and does not qualify for this program.
Grant not available in Park Ridge; included for awareness only
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Park Ridge, IL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Not available in Park Ridge (non-rural area)
- Only for USDA-designated rural communities
- Age 62+ and very low income required if eligible
- Covers health and safety hazards
- Contact USDA Illinois office for rural eligibility
Reviewed eligibility rule
Our record extracts the following criteria from the reviewed cited source. Missing answers do not mean you are ineligible; the administrator makes the final decision.
- The official Section 504 rules require the applicant to own and occupy the home.
- The grant portion requires an applicant age 62 or older.
- The property must be in an eligible rural area.
- The applicant must be unable to obtain affordable credit elsewhere.
- Household income must be within USDA's very-low limit for the county; a broad income range cannot verify this.
Cited source: USDA Rural Development Reviewed 2026-07-11.
How to Apply
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Track this programProgram phone: (217) 403-6222
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
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Your application paperwork
Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)
Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.
Steps to apply
- Check that your address is in an eligible rural area on the USDA eligibility site.
- Contact your local USDA Rural Development office.
- Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
- USDA verifies your income, age, and eligibility, then approves the repair work.
Documents you will likely need
- Proof you own and live in the home.
- Income verification for your household.
- Proof of age (for the grant, age 62 or older).
- Estimates for the repair work.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Park Ridge not eligible (not rural area)
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