Flagler County HOME Investment Partnerships
Flagler County / HUD HOME Program
About This Program
Federal HOME Investment Partnerships program providing forgivable loans for owner-occupied rehabilitation in Flagler County. Addresses code violations, health and safety hazards, and critical systems. Loan forgiven after 15 years of continued owner-occupancy and compliance.
Forgivable loan, no repayment if you remain in home 15 years
Record set last reviewed 2026-06-09. How we verify our data.
This is a national program. You can also review these local programs in Palm Coast, FL; confirm separately whether they can coordinate:
Key Details
- Forgivable loan up to $35,000
- Income at or below 80% AMI
- Owner-occupied homes in Flagler County
- Addresses code, health, and safety issues
- Forgiven after 15 years of occupancy
How to Apply
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Track this programProgram phone: (386) 313-4075
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Palm Coast.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Applications accepted quarterly
Questions about this program?
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Palm Coast, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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