Home Improvement Grants in Oshkosh.

Browse cataloged grants, rebates, loans, and other assistance records for Oshkosh, WI. Verify each program's current rules, service area, and status.

The Oshkosh, WI directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Wisconsin Weatherization Assistance Program (WAP)

Federal and state-funded weatherization program that provides energy efficiency improvements at no cost to income-qualif...

Weatherization
Up to $50,000

WHEDA Home Improvement Advantage Loan

Affordable fixed-rate home improvement loan for Wisconsin homeowners with moderate income. Can be used for repairs, acce...

Home Repair
Forgivable loan up to $30,000

City of Oshkosh Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in Oshkosh. Loan is forgiven after 5 years of continued owner...

Home Repair
Grant up to $10,000

City of Oshkosh Emergency Repair Program

Provides emergency grants for urgent health and safety repairs for very low-income homeowners in Oshkosh. Covers furnace...

Emergency
Grant up to $15,000

Oshkosh Home Accessibility Modification Program

Grant program to make accessibility improvements for disabled or elderly residents in owner-occupied homes. Includes ram...

Seniors & Disability
Forgivable loan up to $5,000

Oshkosh Sewer Lateral Repair Assistance

Financial assistance for repairing or replacing private sewer laterals for low-income homeowners in Oshkosh. Loan is for...

Home Repair
Up to $3,500 in rebates

Focus on Energy Home Performance Rebates

Wisconsin's statewide energy efficiency rebate program offering cash-back incentives for insulation, air sealing, HVAC u...

Energy
Up to $1,200 rebate

Focus on Energy Heat Pump Rebate

Rebate for installing qualifying air-source or ground-source heat pumps in Wisconsin homes. Amount varies by system type...

Energy
$600 per kW installed (up to 10 kW)

WPS Solar Incentive Program

Cash incentive from Wisconsin Public Service for installing solar photovoltaic systems. Pays $600 per kW up to 10 kW sys...

Solar/Renewable
$100 rebate

WPS Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat. Available to WPS electric customers in Oshkosh. Help...

Energy
$50 per appliance

WPS Appliance Recycling Program

Cash incentive for recycling old, working refrigerators and freezers. WPS picks up the appliance at no charge and provid...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very low-income homeowners in rural areas to repair, improve,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Eligible disabilities ...

Veterans
Varies by county; typically up to $5,000

Wisconsin Senior Home Repair Program

County-administered program for seniors age 60+ to help with minor home repairs and modifications that allow them to age...

Seniors & Disability
Free lead hazard control

Wisconsin Lead-Safe Homes Program

State program to reduce lead-based paint hazards in homes with children under age 6. Free lead hazard control services i...

Home Repair
Varies; typically up to $35,000

Oshkosh HOME Investment Partnerships Program

Federal HOME funds administered by the City of Oshkosh for affordable housing rehabilitation. Provides forgivable loans ...

Home Repair
Varies by income and household size

Wisconsin Home Energy Assistance Program (LIHEAP)

Federal program helping low-income Wisconsin households pay home heating costs. Also provides crisis assistance for emer...

Energy
Property tax exemption (varies)

Wisconsin Veterans & Surviving Spouses Property Tax Credit

Property tax credit for Wisconsin veterans with service-connected disabilities rated at least 70% by the VA, or their su...

Property Tax Relief
Varies by property value

Wisconsin Lottery & Gaming Credit

Property tax credit funded by Wisconsin Lottery for homeowners whose primary residence is in Wisconsin. Credit is based ...

Property Tax Relief
Up to $1,460 refundable credit

Wisconsin Homestead Credit

Refundable property tax or rent credit for low-income Wisconsin residents. Particularly beneficial for seniors age 62+. ...

Property Tax Relief

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Local help in Oshkosh, WI

Organizations that help Oshkosh homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Oshkosh, WI?

The directory includes 24 possible-program records associated with Oshkosh, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Oshkosh classified?

Our classifier labels 16 records as grants, 3 as forgivable loans, and 4 as rebates in Oshkosh. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Oshkosh?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.