Florida SHIP (State Housing Initiatives Partnership) Program
Florida Housing Finance Corporation / City of Orlando / Orange County
About This Program
The Grant Map catalogs Florida SHIP (State Housing Initiatives Partnership) Program in its Orlando, FL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
SHIP funds distributed to Orlando and Orange County create and preserve affordable homeownership through rehabilitation and repair assistance, funded by documentary stamp taxes. Local Housing Assistance Plans govern allocation for rehabilitation, disaster relief, and accessibility improvements. Many SHIP programs are structured as forgivable deferred loans that require no repayment if the homeowner stays in the home.
Amounts and terms vary by local LHAP; many programs are forgivable deferred loans converting to grants after a compliance period.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Orlando, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Orlando Housing Rehabilitation Program Up to $75,000
- Orange County Housing Rehabilitation Loan Program Up to $75,000 in low/no-interest loans
- My Safe Florida Home Wind Mitigation Grant Up to $10,000 (full grant for low-income; 2:1 match for moderate-income)
- Florida PACE Program (Property Assessed Clean Energy) No set maximum; based on project scope and property equity
Key Details
- State-funded home repair assistance through local governments
- Available through City of Orlando and Orange County
- Generally up to 80-140% AMI depending on program type
- Forgivable deferred loans common; no monthly payments required
- Contact Orange County Housing at (407) 836-5150
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: 407-836-5150
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Orlando.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Varies by local program year; contact City of Orlando or Orange County SHIP administrator
Questions about this program?
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Frequently asked questions
What amount is listed for Florida SHIP (State Housing Initiatives Partnership) Program in Orlando, FL?
The Grant Map record states: Up to $75,000 (varies by local LHAP). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Florida SHIP (State Housing Initiatives Partnership) Program in Orlando?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Florida SHIP (State Housing Initiatives Partnership) Program in Orlando, FL?
Confirm the application route directly with Florida Housing Finance Corporation / City of Orlando / Orange County; use the cited source on this page as a starting point or call 407-836-5150. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Orlando, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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